234 Pelham Road, St. Catharines, ON

$649,000
MLS#:X14102324
5 beds
3 baths
700-1100 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 5 Bed, 3 Bath Home at 234 Pelham Road St. Catharines ON listed at $649,000 (MLS# X14102324) - Main View
For Sale
Added:Oct 21, 2026(today)
Updated:Oct 21, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Western Hill. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 50.1 x 105.6 ft lot
  • Features a finished, separate entrance, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (5.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

**Over $200,000 Spent on Renovations!** Welcome to 234 Pelham Road, a beautifully upgradeddetached bungalow featuring a separate basement dwelling unit. Extensively renovated in 2022,the entire upper level showcases a modern kitchen with quartz countertops, pot lightsthroughout, new flooring, and a newly renovated washroom. The upper level offers 3 bedrooms, a4-piece bathroom, an additional 2-piece bathroom, and its own separate laundry. The basementfeatures a separate entrance and a 2-bedroom dwelling unit with 1 bathroom, a kitchen, and itsown laundry, offering excellent potential for rental income or extended family living. Thegarage has also been renovated. Major upgrades completed in 2022 include the furnace, airconditioning, roof shingles, and a new fence. Enjoy ample parking with space for **4 vehiclesin the driveway and 1 in the garage**. Conveniently located close to schools, parks, shopping,public transit, and major highways. An excellent opportunity for homeowners and investorsseeking a renovated property with two separate living spaces and income potential!

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Property Summary

This detached home located at 234 Pelham Road, St. Catharines is currently for sale and has been available for 0 days. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 5 beds, 3 bathrooms, and is 700-1100 square feet. 234 Pelham Road, St. Catharines is in the Western Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Western Hill, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Western Hill, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$649,000
AddedOct 21, 2026 (today)
UpdatedOct 21, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameCENTURY 21 PROPERTY ZONE REALTY INC.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Brick
BasementFinished, Separate Entrance, Apartment
Lot Size50.1 Ă— 105.6 Feet
CountyNiagara
Annual Tax$3,481.73
Rental ItemsHot water Tank
Legal DescriptionPt 33 Tp Pl Grantham,Pt Lt 34 Tp Pl94 Grantham ***

Parking & Garage

Parking Total5.0
Parking Space4
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 5-bedroom detached at 234 Pelham Road, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $2,160*/month*. Estimated Ontario Land Transfer Tax: $9,455. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 234 Pelham Road, St. Catharines, ON

Q.What is the asking price for 234 Pelham Road, St. Catharines, ON ?

The current listing price for 234 Pelham Road, St. Catharines, ON in Western Hill, St. Catharines is $649,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 234 Pelham Road, St. Catharines, ON ?

234 Pelham Road, St. Catharines, ON is a Detached (Bungalow) featuring a Finished, Separate Entrance, Apartment basement.

Q.What key property features does 234 Pelham Road, St. Catharines, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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Location

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234 Pelham Road, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Western Hill, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 234 Pelham Road, St. Catharines, ON L2S 1X6

Estimated Sales Range
$617,000 - $636,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,700 (30.0%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period30 Years
Estimated Monthly Payment$2,160Based on a loan of $454,300 over 30 years.
Purchase Price$649,000
Loan Amount$454,300
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $649,000 in St. Catharines, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

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Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Western Hill, St. Catharines.

Verified Local Data
City Population62,953
City Median Age40.8 Yrs
City Ownership85% Owners
Avg Area List Price$534,947

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
28%
Other households
4%

Top Ethnic Origins

English30%
Canadian28%
Scottish22%
Irish21%

Best Schools in Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

No secondary schools data loaded.

Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied85%
Rented15%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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