242 LAKEPORT Road, St. Catharines, ON

$409,900
MLS#:X9406681
3 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $409,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient outside/surface configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

MAKE THIS END UNIT TOWNHOME IN AN EXCELLENT NORTH END LOCATION NEAR PORT DALHOUSIE BE YOUR FAMILY HOME. PERFECT FOR FIRST TIME BUYERS, RETIREES OR JUST DOWNSIZING. THIS SOLID 2 STOREY WITH A GREAT LAYOUT IS READY ( VACANT ) AND AWAITING YOUR PERSONAL TOUCH. THE MAIN FLOOR FEATURES A SERVING HATCH FROM THE KITCHEN PROVIDING A VIEW OF THE DINING ROOM & SUNKEN LIVING ROOM, A 2-PC BATHROOM AND SLIDING DOORS FROM THE LIVING ROOM TO THE PRIVATE FENCED BACK PATIO. UPSTAIRS YOU WILL FIND 3 GOOD SIZED BEDROOMS & A 4-PC BATHROOM. THE FULL BASEMENT OFFERS MORE LIVING SPACE WITH A RECREATION ROOM THAT JUST NEEDS FLOORING, LAUNDRY AREA AND STORAGE. YOUR PARKING IS A SINGLE EXCLUSIVE FRONT SPACE #51 NOT COMMON TO OTHERS. LOW MAINTENANCE FEE THAT ALSO COVERS WATER & CABLE TV. 4 APPLINCES INCLUDED, CENTRAL AIR, RENTAL HOT WATER TANK. A FANTASTIC AREA WITH A CONVENIENT LOCATION NEAR ALL AMENITIES, SCHOOLS, TRANSIT AND MINUTES TO THE QEW. GREAT OPPORTUNITY TO MOVE INTO THIS VACANT AND READY HOME.

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Property Summary

This townhouse located at 242 LAKEPORT Road, St. Catharines is currently for sale and has been available on SousaSells for 743 days. This property is listed at $409,900 with an estimated mortgage of $1,364* per month. It has 3 beds, 2 bathrooms, and is 1000-1199 square feet. 242 LAKEPORT Road, St. Catharines is in the 443 - Lakeport neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold price information is available to members only
Listed Date6/28/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Full
CountyNiagara
Annual Tax$2,674.29
Legal DescriptionUNIT 51, LEVEL 1, NIAGARA NORTH CONDOMINIUM PLAN NO. 19 ; PT BLK B & C PL M21, MORE FULLY DESCRIBED IN SCHEDULE 'A' OF DECLARATION LT21085 ; ST. CATHARINES

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeOutside/Surface

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital

Interior Features

Other

Security Features

Community Features

Location

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242 LAKEPORT Road, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 242 LAKEPORT Road 51, St. Catharines, ON L2N 6V2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$122,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,495.
Amortization Period30 Years
Estimated Monthly Payment$1,364Based on a loan of $286,930 over 30 years.
Purchase Price$409,900
Loan Amount$286,930
Provincial Land Transfer Tax:$4,673
Total Estimated Closing Taxes:$4,673

About Purchasing a Home in St. Catharines, ON

For a property listed at $409,900 in St. Catharines, the legal minimum down payment is $20,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,673 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$700,073

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.