2480 THIRD Street, St. Catharines, ON

$1,199,000
MLS#:X9407208
0 beds
0 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 463 - Rural Eighth. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 321 x 681 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: None
  • equipped with window unit(s) central cooling and highly efficient forced air heating via propane

Description

Fantastic property of just over 5 acres in a rural location with vineyards on two sides and extensive woodland on the property, yet just a 5 minute drive to St Catharines Hospital, Fourth Ave shopping district, the GO train, several wineries, Rockway Glen golf course and a short drive to Brock University. With potential to subdivide into two lots (subject to planning application) this property is ideal for one or two grand estate homes. Currently, there are two driveways. One to the 1.5 story home (selling as is) and another that leads to a solid 2000 square foot workshop with three phase power supply, formerly a kitchen cabinet makers. Workshop benefits from newer shingles and is of solid block construction with steel trusses. The property is being sold 'As is'. Value is in the land which benefits from several small ponds, grass areas and an interesting topography. This could be a dream home location or ideal for running a business from home.

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Property Summary

This detached home located at 2480 THIRD Street, St. Catharines is currently for sale and has been available on SousaSells for 769 days. This property is listed at $1,199,000 with an estimated mortgage of $3,991* per month. It has 0 beds, 0 bathrooms, and is 1100-1500 square feet. 2480 THIRD Street, St. Catharines is in the 463 - Rural Eighth neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

000
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date6/4/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementUnfinished, Full
Lot Size321 × 681 Feet
CountyNiagara
Annual Tax$5,000
Legal DescriptionPT LT 2 CON 6 LOUTH AS IN RO105823; ST. CATHARINES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Hospital

Interior Features

None

Security Features

Community Features

Location

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2480 THIRD Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2480 THIRD Street, St. Catharines, ON L2R 6P7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$359,700 (30.0%)
* Minimum Canadian down payment required for this price is $239,800.
Amortization Period30 Years
Estimated Monthly Payment$3,991Based on a loan of $839,300 over 30 years.
Purchase Price$1,199,000
Loan Amount$839,300
Provincial Land Transfer Tax:$20,455
Total Estimated Closing Taxes:$20,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,199,000 in St. Catharines, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,990

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.