25 Ottawa Street, St. Catharines, ON

$2,400,000
MLS#:X13587158
11 beds
11 baths
5000 + sqft
6.0 parking
Residential Freehold
25 Ottawa Street, St. Catharines, ON L2R 1Z1

Property Highlights

Welcome to this remarkable 3-Storey multiplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $2,400,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 11 Bedrooms and 11 Bathrooms with 11 functional kitchens
  • Generous living space spanning 5000 + sqft on a premium 46 x 140 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Carpet Free, Intercom, Separate Hydro Meter
  • equipped with none, window unit(s) central cooling and highly efficient radiant heating via electric

Description

Renovated 11 apartment building, 11 one bedroom apartments. This property has been well cared for by the same owner for the past 22 years and is in a central location with a high rental demand. The owner believes in spending money to upgrade the building which attracts a good quality tenant, higher rents and limited maintenance calls. All 11 apartments have been renovated at different stages. Unit #9 just finished a renovation including quartz countertops and Unit #6 is currently undergoing a full renovation and will be completed this month (July). Renovations include, new kitchen cupboards, counter tops, appliances including dishwashers. Bathrooms updated with bath fitter tub surrounds and new vanities. There are two sets of coin washer and dryers (2023), modern entrance buzzers front and back entrance (2022) pitched roof asphalt shingles (approx 2012), all replacement vinyl windows. Separate hydro meters with updated breaker panels in each unit. There is a large clean boiler utility room, great for storage or small work area. All tenants accept for one pay their own hydro. The owner subsidizes one units hydro up to a maximum of $50 per month. There are no rental items or contracts associated with the property. Preferred closing date is December 2026. Fire retro-fitting complete, with yearly fire inspection certificates available.

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Property Summary

This multiplex located at 25 Ottawa Street, St. Catharines is currently for sale and has been available on SousaSells for 17 days. This property is listed at $2,400,000 with an estimated mortgage of $7,989* per month. It has 11 beds, 11 bathrooms, and is 5000 + square feet. 25 Ottawa Street, St. Catharines is in the 451 - Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 11 bedrooms and 11 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 11 spacious bedroom layout offering versatile living space
  • 11 well-appointed bathrooms
  • 5000 + sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
11
Bathrooms
11
Kitchens
11
Living Area
5000 + sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeMultiplex
Architectural Style3-Storey
ConstructionBrick Veneer
BasementFinished
Lot Size46 × 140 Feet
CountyNiagara
Annual Tax$18,726.17
Legal DescriptionPT LT 13-14 BLK D CY PL 19 GRANTHAM AS IN RO604614; ST. CATHARINES

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeRadiant
CoolingNone, Window Unit(s)

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Intercom
  • Separate Hydro Meter
  • Water Heater Owned
  • Water Heater
  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 25 Ottawa Street, St. Catharines, ON

Q.What is the asking price for 25 Ottawa Street, St. Catharines, ON ?

The current listing price for 25 Ottawa Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $2,400,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 11 bedrooms and 11 bathrooms across approximately 5000 + sqft.

Q.What property type and architectural style is 25 Ottawa Street, St. Catharines, ON ?

25 Ottawa Street, St. Catharines, ON is a Multiplex (3-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Intercom, Separate Hydro Meter, Water Heater Owned, Water Heater, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None, Window Unit(s).

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Location

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25 Ottawa Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Ottawa Street, St. Catharines, ON L2R 1Z1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$720,000 (30.0%)
* Minimum Canadian down payment required for this price is $480,000.
Amortization Period30 Years
Estimated Monthly Payment$7,989Based on a loan of $1,680,000 over 30 years.
Purchase Price$2,400,000
Loan Amount$1,680,000
Provincial Land Transfer Tax:$46,475
Total Estimated Closing Taxes:$46,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $2,400,000 in St. Catharines, the legal minimum down payment is $480,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $46,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $46,475.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.