26 PHILIP Street, St. Catharines, ON
Property no longer active
This property was sold on December 17, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 456 - Oakdale. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 78.47 x 99.25 ft lot
- 3.0 total parking spaces available with a convenient unknown configuration
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via unknown
Description
Welcome to 26 Philip Street. A quiet and safe enclave in the heart of the city. This charming bungalow is a gem. Everything looks great, is updated and has low exterior maintenance. Open concept living and dining room flow to the galley kitchen with plenty of storage and counter space. Full 4 piece bath with soaker tub was renovated 4 years ago. 2 bedrooms, one could be a home office. Lots of natural light throughout the home adding to its appeal. Laundry is on the main floor and the patio is just off the backdoor. There is nothing to do here except unpack. Brand new furnace, brand new owned electric hot water heater, brand new laundry tub, central air is 2 years old. Life’s busy. 26 Philip Street makes it easy.
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Property Summary
This detached home located at 26 PHILIP Street, St. Catharines is currently for sale and has been available on SousaSells for 647 days. This property is listed at $425,000 with an estimated mortgage of $1,415* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 26 PHILIP Street, St. Catharines is in the 456 - Oakdale neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 456 - Oakdale, St. Catharines.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-1100 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 26 PHILIP Street, St. Catharines, ON
Q.What is the asking price for 26 PHILIP Street, St. Catharines, ON ?
The current listing price for 26 PHILIP Street, St. Catharines, ON in 456 - Oakdale, St. Catharines is $425,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
Q.What property type and architectural style is 26 PHILIP Street, St. Catharines, ON ?
26 PHILIP Street, St. Catharines, ON is a Detached (Bungalow) featuring a None basement.
Q.What interior features are included in this home?
Interior highlights include: Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (Unknown).
Q.What heating and cooling systems are installed?
Heating is provided via Unknown and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 26 PHILIP Street, St. Catharines, ON L2P 2M8
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $425,000 in St. Catharines, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.