27 Ann Street, St. Catharines, ON

$1,099,000
MLS#:X12200581
3 beds
3 baths
2500-3000 sqft
6.0 parking
Residential Freehold
27 Ann Street, St. Catharines, ON L2N 5E8
⚠️

Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 438 - Port Dalhousie. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 41 x 140 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Countertop Range
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 27 Ann Street, a stunning transformation blending the character of a Century home with a fabulously renovated open concept main floor living space, located in the historic section of charming Port Dalhousie. Just steps from the beach, restaurants and shops, sunrises over Martindale Pond & Sunsets overlooking Lake Ontario. This 4 Bdrm, 2.5 Bth home sits on a very pretty 41' x 140' fully fenced lot w a new 23' x 11' covered porch. Renovated in 2019 w expert craftsmanship, the main floor was taken down to the studs! Steel beams installed, new insulation added, electrical, plumbing, light fixtures, beautiful wide plank white oak hardwood floors, ceramic tile in both the front foyer & mud/laundry rm, solid core interior doors, & all new exteriors including the glass sliding doors that lead to the shaded back patio & private backyard. The handsome Custom cabinetry is on full display in the dream Kitchen, mud/laundry rms, Living rm & by the back door providing ample space for storage. Stunning quartz counter tops, a massive kitchen island, top of the line appliances, floating shelves & a charming sliding door that hides a handy closet/ dry bar space. A 2 pc powder rm, pantry closet, & Herdio Bluetooth indoor/ outdoor speakers complete this tasteful renovation creating one beautiful space for any lucky family to enjoy. The upstairs offers a luxurious Master Bdrm Suite w a sitting area, his & her closets, 4pc ensuite & options for a bedroom off of the master or use as an office, walk-in closet, or sunroom. There is a good sized bedroom at the top of the stairs & an office space or nursery currently used as a TV rm for the kids. Tandem heated garage/ gym /workshop is a perfect Man/ Lady Cave! 4 car length driveway. California Shutters, 2 sump pumps in basement, water proofing, Generator, built-in storage shed, AC 2021, remote patio blinds, new insulation in garage. This home offers everything you need in a most desirable location!

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Property Summary

This detached home located at 27 Ann Street, St. Catharines is currently for sale and has been available on SousaSells for 427 days. This property is listed at $1,099,000 with an estimated mortgage of $3,658* per month. It has 3 beds, 3 bathrooms, and is 2500-3000 square feet. 27 Ann Street, St. Catharines is in the 438 - Port Dalhousie neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 438 - Port Dalhousie, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 12, 2025
Sold price information is available to members only
Listed Date6/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size41 × 140 Feet
CountyNiagara
Annual Tax$6,716
Legal DescriptionLT 21 RCP 699 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Fenced Yard
  • Lake Access
  • Lake/Pond
  • Marina
  • Park

Interior Features

  • Auto Garage Door Remote
  • Bar Fridge
  • Countertop Range
  • Generator - Full
  • Storage
  • Sump Pump
  • Water Heater
  • Workbench
  • Upgraded Insulation

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 27 Ann Street, St. Catharines, ON

Q.What is the asking price for 27 Ann Street, St. Catharines, ON ?

The current listing price for 27 Ann Street, St. Catharines, ON in 438 - Port Dalhousie, St. Catharines is $1,099,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 27 Ann Street, St. Catharines, ON ?

27 Ann Street, St. Catharines, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 27 Ann Street, St. Catharines, ON offer?

Key property features include: Beach, Fenced Yard, Lake Access, Lake/Pond, Marina, Park.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Bar Fridge, Countertop Range, Generator - Full, Storage, Sump Pump, Water Heater, Workbench, Upgraded Insulation.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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27 Ann Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 27 Ann Street, St. Catharines, ON L2N 5E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$329,700 (30.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period30 Years
Estimated Monthly Payment$3,658Based on a loan of $769,300 over 30 years.
Purchase Price$1,099,000
Loan Amount$769,300
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,099,000 in St. Catharines, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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438 - Port Dalhousie, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 438 - Port Dalhousie, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,664,374

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 438 - Port Dalhousie, St. Catharines

Elementary Schools

Gracefield
Public117 Bayview Drive, Port Dalhousie, St. Catharines, Ontario, L2N 4Z7
10.0
St Ann
Public218 Main Street, Port Dalhousie, St. Catharines, Ontario, L2N 4W1
7.4
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

438 - Port Dalhousie, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.