27 Victoria Street, St. Catharines, ON

$535,000
MLS#:X12361271
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
27 Victoria Street, St. Catharines, ON L2S 2L1
⚠️

Property no longer active

This property was sold on October 3, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 459 - Ridley. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $535,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 43 x 64.7 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Looking for charm, convenience, and a home that is absolutely move-in ready? This super sweet bungalow checks every box! Nestled in a quaint, family-friendly neighbourhood near Ridley College, you will love the easy walk to breweries, shops, restaurants, and the brand-new GO Train Station, plus quick highway access for commuters. Inside, you'll find gorgeous original hardwood floors, a modern eat-in kitchen, cozy living room, two bedrooms + updated four-piece bath, all in mint condition. Patio doors from the kitchen open to a beautifully landscaped, private backyard with deck and shed, perfect for relaxing or entertaining. But wait, theres more! Upstairs you'll find a bonus loft, beautifully finished as a spacious third bedroom, complete with charming built-ins and its own brand-new three-piece bathroom! Just imagine! And downstairs? Loads of storage and laundry space. Add in a sweet covered front porch, parking for two, and plenty of updates, this home is an absolute gem, a must see for first-time buyers or downsizers. Homes like this don't last - book your showing today before its gone!

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Property Summary

This detached home located at 27 Victoria Street, St. Catharines is currently for sale and has been available on SousaSells for 348 days. This property is listed at $535,000 with an estimated mortgage of $1,781* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 27 Victoria Street, St. Catharines is in the 459 - Ridley neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 459 - Ridley, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 3, 2025
Sold price information is available to members only
Listed Date8/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementUnfinished
Lot Size43 × 64.7 Feet
CountyNiagara
Annual Tax$3,232
Legal DescriptionLT 41 RCP 695 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Public Transit
  • School

Interior Features

  • Primary Bedroom - Main Floor
  • Storage
  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 27 Victoria Street, St. Catharines, ON

Q.What is the asking price for 27 Victoria Street, St. Catharines, ON ?

The current listing price for 27 Victoria Street, St. Catharines, ON in 459 - Ridley, St. Catharines is $535,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 27 Victoria Street, St. Catharines, ON ?

27 Victoria Street, St. Catharines, ON is a Detached (Bungalow) featuring a Unfinished basement.

Q.What key property features does 27 Victoria Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Storage, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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27 Victoria Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 27 Victoria Street, St. Catharines, ON L2S 2L1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$160,500 (30.0%)
* Minimum Canadian down payment required for this price is $28,500.
Amortization Period30 Years
Estimated Monthly Payment$1,781Based on a loan of $374,500 over 30 years.
Purchase Price$535,000
Loan Amount$374,500
Provincial Land Transfer Tax:$7,175
Total Estimated Closing Taxes:$7,175

About Purchasing a Home in St. Catharines, ON

For a property listed at $535,000 in St. Catharines, the legal minimum down payment is $28,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,175 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,175.

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459 - Ridley, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 459 - Ridley, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,374,125

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 459 - Ridley, St. Catharines

Elementary Schools

Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Grapeview
PublicGrapeview Drive, St. Catharines, Ontario, L2S 0A9
8.5
Mother Teresa
Public125 Wilholme Avenue, St. Catharines, Ontario, L2R 6P9
3.9

Secondary Schools

No secondary schools data loaded.

459 - Ridley, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.