270 St. Paul Street, St. Catharines, ON

$589,900
MLS#:X12505510
3 beds
1 baths
700-1100 sqft
7.0 parking
Residential Freehold
270 St. Paul Street W, St. Catharines, ON L2S 2E7
⚠️

Property no longer active

This property was sold on December 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 459 - Ridley. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 55.04 x 124.8 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Central Vacuum, Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Get ready to fall in love with this picture-perfect 3-bedroom bungalow! You'll immediately feel the happy, welcoming vibe in this spotless home, cherished by the same owner for an incredible 53 years! The heart of the home is the beautifully updated kitchen, a bright, functional space ready for your culinary adventures. Downstairs, the fun continues in the huge recroom featuring a fantastic retro bar! There's also a large laundry room and utility room, no shortage of storage space here! The separate back entrance could inspire in-law potential, and leads to the patio and large 1.5-car garage with heat and hydro and an attached shed. The west end location is an absolute winner, just minutes tons of shopping, great restaurants, hospital, and the Seymour Hannah Sports and Entertainment Centre! This truly move-in ready gem is waiting for you to write the next chapter!

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Property Summary

This detached home located at 270 St. Paul Street, St. Catharines is currently for sale and has been available on SousaSells for 279 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 270 St. Paul Street, St. Catharines is in the 459 - Ridley neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 459 - Ridley, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 5, 2025
Sold price information is available to members only
Listed Date10/31/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Partially Finished
Lot Size55.04 × 124.8 Feet
CountyNiagara
Annual Tax$3,852
Legal DescriptionPT LT 21 CON 7 GRANTHAM AS IN RO249330; ST. CATHARINES

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Park
  • Public Transit
  • School Bus Route

Interior Features

  • Central Vacuum
  • Primary Bedroom - Main Floor
  • Storage
  • Water Heater Owned
  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 270 St. Paul Street, St. Catharines, ON

Q.What is the asking price for 270 St. Paul Street, St. Catharines, ON ?

The current listing price for 270 St. Paul Street, St. Catharines, ON in 459 - Ridley, St. Catharines is $589,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 270 St. Paul Street, St. Catharines, ON ?

270 St. Paul Street, St. Catharines, ON is a Detached (Bungalow) featuring a Full, Partially Finished basement.

Q.What key property features does 270 St. Paul Street, St. Catharines, ON offer?

Key property features include: Hospital, Park, Public Transit, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum, Primary Bedroom - Main Floor, Storage, Water Heater Owned, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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270 St. Paul Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 270 St. Paul Street W, St. Catharines, ON L2S 2E7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$176,970 (30.0%)
* Minimum Canadian down payment required for this price is $33,990.
Amortization Period30 Years
Estimated Monthly Payment$1,964Based on a loan of $412,930 over 30 years.
Purchase Price$589,900
Loan Amount$412,930
Provincial Land Transfer Tax:$8,273
Total Estimated Closing Taxes:$8,273

About Purchasing a Home in St. Catharines, ON

For a property listed at $589,900 in St. Catharines, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.

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459 - Ridley, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 459 - Ridley, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,374,125

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 459 - Ridley, St. Catharines

Elementary Schools

Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Grapeview
PublicGrapeview Drive, St. Catharines, Ontario, L2S 0A9
8.5
Mother Teresa
Public125 Wilholme Avenue, St. Catharines, Ontario, L2R 6P9
3.9

Secondary Schools

No secondary schools data loaded.

459 - Ridley, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.