28 Ambrose Street, St. Catharines, ON

$569,900
MLS#:X12286448
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
28 Ambrose Street, St. Catharines, ON L2S 2K7
⚠️

Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 459 - Ridley. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $569,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 49.5 x 95 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Rough-In Bath
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 28 Ambrose, a tastefully updated 3-bedroom, 2-bathroom bungalow nestled in a prime St. Catharines location near prestigious Ridley College. Step inside to a fully renovated, open-concept main floor that seamlessly blends modern design with comfortable living. The heart of the home boasts a bright and spacious layout, ideal for entertaining or relaxing in style. The unfinished basement features bonus space to finish or for storage with a rough-in for a potential 3rd bathroom. The primary bedroom features a private ensuite, offering a serene retreat after a long day. Outside, enjoy a wide lot with a fully fenced backyard, providing the perfect space for kids, pets, or weekend gatherings. Recent upgrades include: Rear Patio (2021), Rear Foundation Waterproofing (2024), Kitchen Appliances (2020), Sump Pump (2024), Washing Machine (2023), and Roof (2017). An unbeatable location just a short walk to the GO Train station, and thoughtful features throughout, this home checks all the boxes. Don't miss your chance to live in one of St. Catharines' most convenient and desirable pockets!

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Property Summary

This detached home located at 28 Ambrose Street, St. Catharines is currently for sale and has been available on SousaSells for 387 days. This property is listed at $569,900 with an estimated mortgage of $1,897* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 28 Ambrose Street, St. Catharines is in the 459 - Ridley neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 459 - Ridley, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 30, 2025
Sold price information is available to members only
Listed Date7/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Unfinished
Lot Size49.5 × 95 Feet
CountyNiagara
Annual Tax$3,354.53
Legal DescriptionLT 47 RCP 695 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Rough-In Bath
  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 28 Ambrose Street, St. Catharines, ON

Q.What is the asking price for 28 Ambrose Street, St. Catharines, ON ?

The current listing price for 28 Ambrose Street, St. Catharines, ON in 459 - Ridley, St. Catharines is $569,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 28 Ambrose Street, St. Catharines, ON ?

28 Ambrose Street, St. Catharines, ON is a Detached (Bungalow) featuring a Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Rough-In Bath, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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28 Ambrose Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Ambrose Street, St. Catharines, ON L2S 2K7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$170,970 (30.0%)
* Minimum Canadian down payment required for this price is $31,990.
Amortization Period30 Years
Estimated Monthly Payment$1,897Based on a loan of $398,930 over 30 years.
Purchase Price$569,900
Loan Amount$398,930
Provincial Land Transfer Tax:$7,873
Total Estimated Closing Taxes:$7,873

About Purchasing a Home in St. Catharines, ON

For a property listed at $569,900 in St. Catharines, the legal minimum down payment is $31,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,873 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,873.

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459 - Ridley, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 459 - Ridley, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,374,125

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 459 - Ridley, St. Catharines

Elementary Schools

Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Grapeview
PublicGrapeview Drive, St. Catharines, Ontario, L2S 0A9
8.5
Mother Teresa
Public125 Wilholme Avenue, St. Catharines, Ontario, L2R 6P9
3.9

Secondary Schools

No secondary schools data loaded.

459 - Ridley, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.