28 Charles Avenue, St. Catharines, ON

$599,800
MLS#:X12807660
5 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
28 Charles Avenue, St. Catharines, ON L2M 5S9
⚠️

Property no longer active

This property was sold on May 26, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow duplex located in the coveted neighborhood of 445 - Facer. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 35 x 116 ft lot
  • Features a separate entrance, full, development potential, walk-up, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Separate Hydro Meter
  • equipped with window unit(s) central cooling and highly efficient radiant heating via gas

Description

Owner occupied bungalow. Legal inlaw/duplex. Two homes in one. Well maintained clean living space. Many recent upgrades from shingles to kitchen, windows to bathroom. Must be seen to be appreciated. One side has an open concept kitchen, dining and living room, 4 piece bathroom, 2 bedrooms on the main floor plus a high dry basement with a legal 3rd bedroom, rec room, laundry, storage and workshop. Second side has a separate entrance, main floor open concept eat in kitchen with pantry and living room with patio doors to backyard wood deck, 4 piece bathroom plus 2 main floor bedrooms. Lower level has a laundry room plus a large open area with insulated walls and heat, ready to be finished into that rec room, bedrooms, gym, etc. 2 Separate hydro meters, 2 separate hot water tanks, natural gas boiler with 2 heat zones. Private paved 2 car driveway, flag stone walkway, raised gardens, fishpond with water garden, shed. Great neighbours and quiet area. Walk to school, churches, many amenities and only a few minutes to the QEW. Value for your dollar.

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Property Summary

This duplex located at 28 Charles Avenue, St. Catharines is currently for sale and has been available on SousaSells for 167 days. This property is listed at $599,800 with an estimated mortgage of $1,997* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 28 Charles Avenue, St. Catharines is in the 445 - Facer neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 445 - Facer, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 445 - Facer, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 26, 2026
Sold price information is available to members only
Listed Date2/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural StyleBungalow
ConstructionStucco (Plaster), Vinyl Siding
BasementSeparate Entrance, Full, Development Potential, Walk-Up, Partially Finished
Lot Size35 × 116 Feet
CountyNiagara
Annual Tax$3,407.78
Legal DescriptionLT 76 CY PL 107 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWindow Unit(s)

Features

Property Features

  • Arts Centre
  • Hospital
  • Place Of Worship
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Primary Bedroom - Main Floor
  • Separate Hydro Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 28 Charles Avenue, St. Catharines, ON

Q.What is the asking price for 28 Charles Avenue, St. Catharines, ON ?

The current listing price for 28 Charles Avenue, St. Catharines, ON in 445 - Facer, St. Catharines is $599,800.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 28 Charles Avenue, St. Catharines, ON ?

28 Charles Avenue, St. Catharines, ON is a Duplex (Bungalow) featuring a Separate Entrance, Full, Development Potential, Walk-Up, Partially Finished basement.

Q.What key property features does 28 Charles Avenue, St. Catharines, ON offer?

Key property features include: Arts Centre, Hospital, Place Of Worship, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Separate Hydro Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

Location

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28 Charles Avenue, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Charles Avenue, St. Catharines, ON L2M 5S9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,940 (30.0%)
* Minimum Canadian down payment required for this price is $34,980.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,860 over 30 years.
Purchase Price$599,800
Loan Amount$419,860
Provincial Land Transfer Tax:$8,471
Total Estimated Closing Taxes:$8,471

About Purchasing a Home in St. Catharines, ON

For a property listed at $599,800 in St. Catharines, the legal minimum down payment is $34,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,471 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,471.

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445 - Facer, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 445 - Facer, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$450,499

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 445 - Facer, St. Catharines

Elementary Schools

Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

445 - Facer, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.