28 DIVISION Street, St. Catharines, ON
Property no longer active
This property was sold on April 19, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $429,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 31.5 x 132.5 ft lot
- Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater
- Efficient water heating via gas
Description
Are you seeking a prime investment opportunity or a home with rental potential? This legal duplex nestled in the Downtown core offers versatile options. The main floor unit features three generously-sized bedrooms, a spacious living room, and a bright kitchen with plenty of natural light entering in through the windows. This level also includes a full-height, unfinished basement, providing ample storage or future expansion possibilities. The upper unit, accessed via a private staircase at the rear, boasts two cozy bedrooms, a full bath, kitchen and living area. Outside, enjoy a large lawn area and the convenience of a single-car garage. This property is perfect for living in one unit while renting out the other, or as a cash-flow-positive investment. Seize this opportunity and start your investment journey today!
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Property Summary
This detached home located at 28 DIVISION Street, St. Catharines is currently for sale and has been available on SousaSells for 693 days. This property is listed at $429,000 with an estimated mortgage of $1,428* per month. It has 5 beds, 2 bathrooms, and is 1500-2000 square feet. 28 DIVISION Street, St. Catharines is in the 450 - E. Chester neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 450 - E. Chester, St. Catharines.
- •5 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 450 - E. Chester, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Water Heater
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 28 DIVISION Street, St. Catharines, ON
Q.What is the asking price for 28 DIVISION Street, St. Catharines, ON ?
The current listing price for 28 DIVISION Street, St. Catharines, ON in 450 - E. Chester, St. Catharines is $429,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 5 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 28 DIVISION Street, St. Catharines, ON ?
28 DIVISION Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Unfinished, Full basement.
Q.What interior features are included in this home?
Interior highlights include: Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Data-driven valuation for 28 DIVISION Street, St. Catharines, ON L2R 3G2
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About Purchasing a Home in St. Catharines, ON
For a property listed at $429,000 in St. Catharines, the legal minimum down payment is $21,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,055 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,055.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.