28 Ivy Avenue, St. Catharines, ON

$629,900
MLS#:X12248409
4 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
28 Ivy Avenue, St. Catharines, ON L3C 4R4
⚠️

Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey triplex located in the coveted neighborhood of 455 - Secord Woods. Expertly crafted featuring premium brick and metal/steel siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 3 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 51 x 120 ft lot
  • Features a apartment, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Carpet Free, In-Law Capability
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

EXCELLENT LOCATION -EXCELLENT CONDITION -EXCELLENT INCOME.....Welcome to this LEGAL TRIPLEX situated in a nice, quiet residential neighbourhood in Secord Woods. This HOME/investment property has been very well maintained with important UPDATES and offers a SOLID income base with QUALITY tenants. Each unit offers well-attended rooms and a good layout that are attractive to both potential tenants or as a consideration for a PRIMARY RESIDENCE with handsome supplementary INCOME! Some interior features include hardwood floors, large vinyl windows, updated kitchens and bath, and lot's of closet space. Main floor unit has 2 bedrooms and the upper and lower unit each offer 1 bedroom. Property has a convenient shared laundry room on the lower level, a side deck, LARGE, fenced yard and shed. In addition to the attractive units, the property is equipped with a SPRINKLER system in the basement AND 3 SEPERATE HYDRO meters AND a 200 AMP service. Please refer to financials in supplements. NEW FURNACE AND HOT WATER TANK installed in 2022-owned outright. This is a safe investment that offers $51, 300 in gross annual income with a 6.4% CAP RATE; all while boasting a desirable neighbourhood and close proximity to amenities and public transit. Pride in ownership is evident throughout. Add to your portfolio today!

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Property Summary

This triplex located at 28 Ivy Avenue, St. Catharines is currently for sale and has been available on SousaSells for 406 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 28 Ivy Avenue, St. Catharines is in the 455 - Secord Woods neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 455 - Secord Woods, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 455 - Secord Woods, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
3
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 5, 2025
Sold price information is available to members only
Listed Date6/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style1 1/2 Storey
ConstructionBrick, Metal/Steel Siding
BasementApartment, Full
Lot Size51 × 120 Feet
CountyNiagara
Annual Tax$4,295.2
Legal DescriptionLT 172 TP PL 126 GRANTHAM; PT LT 171, 173 TP PL 126 GRANTHAM AS IN RO605953; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

  • Fenced Yard
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Accessory Apartment
  • Carpet Free
  • In-Law Capability
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Separate Hydro Meter
  • Water Heater Owned
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 28 Ivy Avenue, St. Catharines, ON

Q.What is the asking price for 28 Ivy Avenue, St. Catharines, ON ?

The current listing price for 28 Ivy Avenue, St. Catharines, ON in 455 - Secord Woods, St. Catharines is $629,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 28 Ivy Avenue, St. Catharines, ON ?

28 Ivy Avenue, St. Catharines, ON is a Triplex (1 1/2 Storey) featuring a Apartment, Full basement.

Q.What key property features does 28 Ivy Avenue, St. Catharines, ON offer?

Key property features include: Fenced Yard, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Carpet Free, In-Law Capability, In-Law Suite, Primary Bedroom - Main Floor, Separate Hydro Meter, Water Heater Owned, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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28 Ivy Avenue, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Ivy Avenue, St. Catharines, ON L3C 4R4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$188,970 (30.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,930 over 30 years.
Purchase Price$629,900
Loan Amount$440,930
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in St. Catharines, ON

For a property listed at $629,900 in St. Catharines, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

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455 - Secord Woods, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 455 - Secord Woods, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$675,791

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 455 - Secord Woods, St. Catharines

Elementary Schools

Applewood
Public130 Woodrow Street, St. Catharines, Ontario, L2P 3T7
10.0
St Theresa
Public58 Seymour Avenue, St. Catharines, Ontario, L2P 1A7
5.8
Ferndale
PublicFerndale Avenue, St. Catharines, Ontario, L2P 1V8
8.7
St Christopher
Public33 Woodrow Street, St. Catharines, Ontario, L2P 2A1
2.7
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6

Secondary Schools

No secondary schools data loaded.

455 - Secord Woods, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.