28 OTTAWA Street, St. Catharines, ON
Property no longer active
This property was sold on March 4, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $589,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Premium 31 x 90 ft lot size
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Accessory Apartment, Carpet Free, In-Law Capability
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
OPPORTUNITY AND MOVE IN READY!! Welcome to this sprawling 2 storey property, expanding over 2,000 sqft of fully finished living space, top to bottom, with 2 UNITS! This home has been upgraded and updated, offering many features in both the interior and exterior, adding rustic and modern charm. The main level boasts an inviting and open concept layout with a large front living room, dining area, sizeable updated kitchen with an island, storage, and is complete with a well sized 2 piece bathroom. The lowest level features access to unit from a separate side entrance or within the main level, and provides a full 4 piece bathroom, storage, laundry, and 3 bedrooms, all with their own closets, as well as a utility room. Offering income generating potential or an in-law / multi family set up option, the upper level of this home provides its own separate unit with its own meters! Upstairs is equipped with ample storage, a full 4 piece bathroom, a large primary bedroom with a full walk in closet, a welcoming living room / rec room, and an eat in kitchen! Outdoors presents a tranquil and enjoyable environment. Entertain with ease in the fully fenced in yard surrounded by the perfect compromise of green space, relaxing stone patio around the fire, as well as a large concrete patio. Appreciate being in a quiet neighbourhood with close proximity to many parks, schools, walking trails, amenities, and highway access. Complete with its own private driveway and beautiful fully covered front porch, this property is truly desirable and yields many favourable circumstances! Come and see for yourself all that this home has to offer! **EXTRAS** Built-in Microwave, Dryer, Refrigerator, Stove, Washer, Window Coverings TOTAL Inclusions: 2 FRIDGES, 2 SOTVES, BUILT IN MICROWAVE, ALL ELECTRIC LIGHT FIXTURES, WASHER, DRYER
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Property Summary
This detached home located at 28 OTTAWA Street, St. Catharines is currently for sale and has been available on SousaSells for 581 days. This property is listed at $589,900 with an estimated mortgage of $1,964* per month. It has 4 beds, 3 bathrooms, and is unknown square feet. 28 OTTAWA Street, St. Catharines is in the 451 - Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.
- •4 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •Desirable Detached architecture in 451 - Downtown, St. Catharines
Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Accessory Apartment
- Carpet Free
- In-Law Capability
- In-Law Suite
- Separate Hydro Meter
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 28 OTTAWA Street, St. Catharines, ON
Q.What is the asking price for 28 OTTAWA Street, St. Catharines, ON ?
The current listing price for 28 OTTAWA Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $589,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 3 bathrooms.
Q.What property type and architectural style is 28 OTTAWA Street, St. Catharines, ON ?
28 OTTAWA Street, St. Catharines, ON is a Detached (2-Storey) featuring a Finished, Full basement.
Q.What interior features are included in this home?
Interior highlights include: Accessory Apartment, Carpet Free, In-Law Capability, In-Law Suite, Separate Hydro Meter.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 28 OTTAWA Street, St. Catharines, ON L2R 1Y9
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $589,900 in St. Catharines, the legal minimum down payment is $33,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.