28 The Cedars Street, St. Catharines, ON

$689,900
MLS#:X13823572
4 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 3 Bath Home at 28 The Cedars Street St. Catharines ON listed at $689,900 (MLS# X13823572) - Main View
For Sale
Added:Sep 24, 2026(today)
Updated:Sep 24, 2026(today)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Vine/Linwell. Expertly crafted featuring premium stone and wood construction, this residence presents an exceptional opportunity offered at $689,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 110 ft lot
  • Features a finished with walk-out, full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 28 The Cedars, located in desirable North End St. Catharines. This exceptionally maintained, Taro-built home has been lovingly cared for by the same family. 'The Cedars' is a distinctive neighbourhood featuring avant-garde-style architecture inspired by 1970s Northern California design. These homes were thoughtfully crafted with low profiles, wood cladding, and earthy accents that blend seamlessly into the surrounding landscape. Mature trees and the Walker's Creek Trail System create a peaceful, nature-connected setting, with convenient trail access right from the rear yard. This functional backsplit layout offers generous living space for the whole family, whether gathering around the cozy fireplace in the family room or enjoying a quiet retreat in one of the large private bedrooms. The home features 3+1 spacious bedrooms, 2 full bathrooms, formal living and dining areas, an eat-in kitchen, and a lower-level family room with a sliding glass door walk-out to the rear yard-filling the space with natural light and views of green landscapes. An additional unfinished lower level provides plenty of potential for future living space. An attached garage, abundant storage, a large rear yard, and professionally landscaped perennial gardens add to the home's functionality and charm. Embracing natural light, earthy materials, mature landscaping, and an effortless connection to the outdoors, 28 The Cedars offers a relaxed lifestyle in one of St. Catharines' most distinctive neighbourhoods. This is a rare opportunity to make a truly special property your own.

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Property Summary

This detached home located at 28 The Cedars Street, St. Catharines is currently for sale and has been available on SousaSells for 0 days. This property is listed at $689,900 with an estimated mortgage of $2,296* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 28 The Cedars Street, St. Catharines is in the Vine/Linwell neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Vine/Linwell, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Vine/Linwell, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$689,900
AddedSep 24, 2026 (today)
UpdatedSep 24, 2026 (today)
Last Checked23 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE NRC REALTY

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionStone, Wood
BasementFinished with Walk-Out, Full, Unfinished
Lot Size60 Ă— 110 Feet
CountyNiagara
Annual Tax$5,452.88
Rental ItemsHow water heater
Legal DescriptionLT 22 PL 648 ; ST. CATHARINES

Parking & Garage

Parking Total6.0
Parking Space5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Central Vacuum
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 4-bedroom detached at 28 The Cedars Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $2,296*/month*. Estimated Ontario Land Transfer Tax: $10,273. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 28 The Cedars Street, St. Catharines, ON

Q.What is the asking price for 28 The Cedars Street, St. Catharines, ON ?

The current listing price for 28 The Cedars Street, St. Catharines, ON in Vine/Linwell, St. Catharines is $689,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 28 The Cedars Street, St. Catharines, ON ?

28 The Cedars Street, St. Catharines, ON is a Detached (Backsplit 4) featuring a Finished with Walk-Out, Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Central Vacuum, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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28 The Cedars Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Vine/Linwell, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 28 The Cedars Street, St. Catharines, ON L2M 2M8

Estimated Sales Range
$655,000 - $676,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$206,970 (30.0%)
* Minimum Canadian down payment required for this price is $43,990.
Amortization Period30 Years
Estimated Monthly Payment$2,296Based on a loan of $482,930 over 30 years.
Purchase Price$689,900
Loan Amount$482,930
Provincial Land Transfer Tax:$10,273
Total Estimated Closing Taxes:$10,273

About Purchasing a Home in St. Catharines, ON

For a property listed at $689,900 in St. Catharines, the legal minimum down payment is $43,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,273.

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Vine/Linwell, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Vine/Linwell, St. Catharines.

Verified Local Data
City Population132,979
City Median Age36.4 Yrs
City Ownership83% Owners
Avg Area List Price$1,009,046

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
54%
Couples without children
24%
Other households
4%

Top Ethnic Origins

English18%
Canadian15%
Indian14%
Pakistani12%

Best Schools in Vine/Linwell, St. Catharines

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

Vine/Linwell, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied83%
Rented17%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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