28 Woodruff Avenue, St. Catharines, ON

$999,900
MLS#:X12064728
4 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
28 Woodruff Avenue, St. Catharines, ON L2R 2J1
⚠️

Property no longer active

This property was sold on April 23, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 50 x 136 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Elegant 4-bedroom character home, located in one of St. Catharines' most desirable neighborhoods, offers stunning views of the Greenbelt and 12 Mile Creek. With a traditional centre-hall layout this home has been thoughtfully updated and lovingly restored, combining classic charm with modern amenities. Conveniently located near highways and just a short walk from downtown, this home is perfect for both relaxation and entertaining.Key features include a 200-amp electrical service. Custom California shutters throughout provide both style and privacy. Hardwood floors were added to the dining room in 2020, slate floors in the foyer, hallway, kitchen, and powder room were installed in 2024, adding both durability and sophistication. The 2nd floor shower/tub was re-tiled in 2018, offering a fresh, modern look. Bathroom in the basement was upgraded in 2018 for added convenience and comfort.There is a screened-in porch perfect for enjoying the outdoors, a double driveway, a concrete back patio, and a fenced-in yard with in-ground sprinkler system in the front yard, creating a welcoming and low-maintenance outdoor space. The swim spa, interlocking brick patio, and mature cedar trees, installed in 2021, provide a private, serene retreat. The garage roof was replaced in 2024, ensuring peace of mind for years to come. Additionally, pot lights in the kitchen, dining room, hallway, and foyer were installed in 2022, adding a modern touch and plenty of illumination.With extensive renovations, including updated kitchen and bathrooms, this home also boasts a wood fireplace in the living room and a gas fireplace in the family room, both adding warmth and character. The professionally landscaped backyard is a true highlight, offering a breathtaking space to enjoy throughout the year.This home is a perfect blend of modern updates, classic character, and outdoor beauty. A true must-see for anyone seeking elegance and comfort in St. Catharines!

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Property Summary

This detached home located at 28 Woodruff Avenue, St. Catharines is currently for sale and has been available on SousaSells for 488 days. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 28 Woodruff Avenue, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 23, 2025
Sold price information is available to members only
Listed Date4/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementFinished, Full
Lot Size50 × 136 Feet
CountyNiagara
Annual Tax$5,835
Legal DescriptionLT 40 CY PL 150 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Library
  • Park
  • Place Of Worship
  • Public Transit
  • School Bus Route

Interior Features

  • Water Heater

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 28 Woodruff Avenue, St. Catharines, ON

Q.What is the asking price for 28 Woodruff Avenue, St. Catharines, ON ?

The current listing price for 28 Woodruff Avenue, St. Catharines, ON in 451 - Downtown, St. Catharines is $999,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 28 Woodruff Avenue, St. Catharines, ON ?

28 Woodruff Avenue, St. Catharines, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What key property features does 28 Woodruff Avenue, St. Catharines, ON offer?

Key property features include: Library, Park, Place Of Worship, Public Transit, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.What security features are installed at 28 Woodruff Avenue, St. Catharines, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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28 Woodruff Avenue, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Woodruff Avenue, St. Catharines, ON L2R 2J1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $999,900 in St. Catharines, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.