281 LAKE Street, St. Catharines, ON

$628,000
MLS#:X9409362
3 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
281 LAKE Street, St. Catharines, ON L2R 5Z7
⚠️

Property no longer active

This property was sold on April 19, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 452 - Haig. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $628,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 67 x 106.48 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 281 Lake Street, a charming bungalow offering character, modern updates, and versatile living spaces. This spacious home features 1382 sf on the main floor and an additional 562 sf in the attic. Offering 3 bedrooms, 2 full bathrooms, and beautiful hardwood floors throughout the main level. The third bedroom offers flexibility, perfect as a home office, den, or family room, while the large walk-up attic presents endless possibilities for a playroom or hobby space. Recent updates include a stylish kitchen with built-in stainless-steel appliances, new windows, and updated four-piece bath. A bright sunroom extends the living area, providing a cozy retreat. Step outside to the backyard featuring a private outdoor space with a tiered patio, gazebo and rock gardens that connect the house and garage. Conveniently located with quick access to the QEW, making it easy to travel Toronto or Fort Erie, this home is surrounded by numerous amenities and is in the heart of wine country.

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Property Summary

This detached home located at 281 LAKE Street, St. Catharines is currently for sale and has been available on SousaSells for 688 days. This property is listed at $628,000 with an estimated mortgage of $2,090* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 281 LAKE Street, St. Catharines is in the 452 - Haig neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 452 - Haig, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date9/17/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Full
Lot Size67 × 106.48 Feet
CountyNiagara
Annual Tax$4,323.4
Legal DescriptionLT 22 PL 238; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 281 LAKE Street, St. Catharines, ON

Q.What is the asking price for 281 LAKE Street, St. Catharines, ON ?

The current listing price for 281 LAKE Street, St. Catharines, ON in 452 - Haig, St. Catharines is $628,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 281 LAKE Street, St. Catharines, ON ?

281 LAKE Street, St. Catharines, ON is a Detached (Bungalow) featuring a Partially Finished, Full basement.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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281 LAKE Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 281 LAKE Street, St. Catharines, ON L2R 5Z7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$188,400 (30.0%)
* Minimum Canadian down payment required for this price is $37,800.
Amortization Period30 Years
Estimated Monthly Payment$2,090Based on a loan of $439,600 over 30 years.
Purchase Price$628,000
Loan Amount$439,600
Provincial Land Transfer Tax:$9,035
Total Estimated Closing Taxes:$9,035

About Purchasing a Home in St. Catharines, ON

For a property listed at $628,000 in St. Catharines, the legal minimum down payment is $37,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,035 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,035.

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452 - Haig, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 452 - Haig, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$347,261

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 452 - Haig, St. Catharines

Elementary Schools

St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
Grapeview
PublicGrapeview Drive, St. Catharines, Ontario, L2S 0A9
8.5
Mother Teresa
Public125 Wilholme Avenue, St. Catharines, Ontario, L2R 6P9
3.9
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4

Secondary Schools

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452 - Haig, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.