3 Cardinal Circle, St. Catharines, ON

$929,000
MLS#:X12431529
4 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
3 Cardinal Circle, St. Catharines, ON L2M 1Z7
⚠️

Property no longer active

This property was sold on November 26, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $929,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66.55 x 115.25 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Built-In Oven
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

North End Living at its Best- 3 Cardinal Circle in Sunnyside Estates! Tucked away on a peaceful, family-friendly cul-de-sac, this beautifully updated 4-level side split combines modern comfort, stylish elegance, and one of North End St. Catharines' most desirable locations. Just steps from Walkers Creek Park and trails, with schools and everyday amenities only a short drive away, this vibrant neighbourhood is where neighbours know each other's names, gather at community events, and truly care for one another. Natural light fills the open-concept main level with engineered hardwood flooring throughout. The designer kitchen features quartz countertops, built-in stainless steel appliances, an expansive island, coffee bar and custom banquette seating, all flowing into a living room anchored by a sleek electric fireplace. Patio doors lead to a spacious concrete patio and a pool-sized backyard, perfect for family fun, BBQs, summer evenings, and entertaining friends. The upper level features a serene and spacious primary suite with a walk-in closet, exquisite ensuite, two additional bedrooms, and a fresh 4-piece bath. The third level offers a relaxing family room with a wood-burning fireplace and bar area, an ideal spot for sports nights, game nights, or casual entertaining, plus a fourth bedroom/office and 3-piece bath. A separate rear entrance offers convenience & versatility. The basement level provides even more space, with a home gym and a highly functional laundry room with abundant counter space and cabinetry. And it doesn't stop there: from its double garage and 4-car driveway to the irrigation system and oversized pie-shaped lot, this turnkey home truly checks all the boxes. Fully updated and move-in ready, it's a rare opportunity in a safe, community-focused neighbourhood, perfect for a growing family ready to plant roots, build friendships, and create lasting memories. At 3 Cardinal Circle, you're not just buying a beautiful home- you're embracing a lifestyle!

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Property Summary

This detached home located at 3 Cardinal Circle, St. Catharines is currently for sale and has been available on SousaSells for 311 days. This property is listed at $929,000 with an estimated mortgage of $3,092* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 3 Cardinal Circle, St. Catharines is in the 442 - Vine/Linwell neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 442 - Vine/Linwell, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 442 - Vine/Linwell, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 26, 2025
Sold price information is available to members only
Listed Date9/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementSeparate Entrance, Finished
Lot Size66.55 × 115.25 Feet
CountyNiagara
Annual Tax$5,147.71
Legal DescriptionLT 2 PL 568; S/T RO120497 ST. CATHARINES

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • Place Of Worship
  • Public Transit
  • School
  • Cul de Sac/Dead End

Interior Features

  • Auto Garage Door Remote
  • Bar Fridge
  • Built-In Oven
  • Carpet Free
  • Central Vacuum
  • Countertop Range
  • In-Law Capability
  • Storage
  • Upgraded Insulation

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 3 Cardinal Circle, St. Catharines, ON

Q.What is the asking price for 3 Cardinal Circle, St. Catharines, ON ?

The current listing price for 3 Cardinal Circle, St. Catharines, ON in 442 - Vine/Linwell, St. Catharines is $929,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 3 Cardinal Circle, St. Catharines, ON ?

3 Cardinal Circle, St. Catharines, ON is a Detached (Backsplit 4) featuring a Separate Entrance, Finished basement.

Q.What key property features does 3 Cardinal Circle, St. Catharines, ON offer?

Key property features include: Park, Place Of Worship, Public Transit, School, Cul de Sac/Dead End.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Carpet Free, Central Vacuum, Countertop Range, In-Law Capability, Storage, Upgraded Insulation.

Q.What security features are installed at 3 Cardinal Circle, St. Catharines, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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3 Cardinal Circle, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Cardinal Circle, St. Catharines, ON L2M 1Z7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$278,700 (30.0%)
* Minimum Canadian down payment required for this price is $67,900.
Amortization Period30 Years
Estimated Monthly Payment$3,092Based on a loan of $650,300 over 30 years.
Purchase Price$929,000
Loan Amount$650,300
Provincial Land Transfer Tax:$15,055
Total Estimated Closing Taxes:$15,055

About Purchasing a Home in St. Catharines, ON

For a property listed at $929,000 in St. Catharines, the legal minimum down payment is $67,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,055 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,055.

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442 - Vine/Linwell, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 442 - Vine/Linwell, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,194,334

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 442 - Vine/Linwell, St. Catharines

Elementary Schools

Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

442 - Vine/Linwell, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.