3 Myrtle Avenue, St. Catharines, ON

$639,000
MLS#:X13610594
4 beds
2 baths
700-1100 sqft
7.0 parking
Residential Freehold
3 Myrtle Avenue S, St. Catharines, ON L2M 5W2

Property Highlights

Welcome to this remarkable Bungalow duplex located in the coveted neighborhood of 444 - Carlton/Bunting. Expertly crafted featuring premium vinyl siding and concrete construction, this residence presents an exceptional opportunity offered at $639,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 66 x 91.57 ft lot
  • Features a apartment, separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

ATTENTION FIRST-TIME HOME BUYERS, INVESTORS & MULTI-GENERATIONAL FAMILIES! Welcome to this beautifully maintained legal duplex bungalow in the heart of St. Catharines ,situated on a generous 66' x 91.57' lot. This move-in-ready property offers exceptional value ,flexible living options, and excellent income potential. Conveniently located just minutes from the QEW, public transit, schools, shopping, parks, and everyday amenities, this home is ideal for both homeowners and investors. The main floor features a bright and spacious living room with hardwood flooring, pot lights ,crown moulding, and stylish accent walls. The updated eat-in kitchen boasts quartz countertops, a quartz backsplash, stainless steel appliances, and plenty of cabinet space. You'll also find2 spacious bedrooms and a large 4-piece bathroom with a separate shower and relaxing Jacuzzi tub. The main floor has been freshly painted in July 2026 and offers direct access to a large, fully fenced backyard-perfect for entertaining family and friends. The legal 2-bedroom basement apartment has its own separate entrance and features a spacious living area, modern kitchen with quartz countertops and stainless steel appliances, a 3-piecebathroom, luxury vinyl flooring, pot lights, and has been freshly painted in July 2026. A shared laundry room is conveniently located in the basement. Outside, enjoy a detached garage offering parking and additional storage, plus an extra-long double driveway with space for 4 vehicles, along with 1 garage parking space. Major updates include new plumbing (2021), new HVAC system (2021), upgraded electrical panel(2021), new hot water tank (2021), and complete exterior waterproofing (2022).Excellent income potential with estimated rents of approximately $2,000/month plus utilities for the main floor and $1,800/month plus utilities for the legal basement apartment. The large lot also offers exciting future potential for a garden suite (subject to municipal approvals).

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This duplex located at 3 Myrtle Avenue, St. Catharines is currently for sale and has been available on SousaSells for 10 days. This property is listed at $639,000 with an estimated mortgage of $2,127* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 3 Myrtle Avenue, St. Catharines is in the 444 - Carlton/Bunting neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 444 - Carlton/Bunting, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 444 - Carlton/Bunting, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural StyleBungalow
ConstructionVinyl Siding, Concrete
BasementApartment, Separate Entrance, Finished
Lot Size66 × 91.57 Feet
CountyNiagara
Annual Tax$4,513.26
Legal DescriptionLT 39-40 TP PL 103 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View
  • Fenced Yard
  • Hospital
  • Level
  • Place Of Worship
  • School

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Sump Pump

Security Features

  • Alarm System
  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 3 Myrtle Avenue, St. Catharines, ON

Q.What is the asking price for 3 Myrtle Avenue, St. Catharines, ON ?

The current listing price for 3 Myrtle Avenue, St. Catharines, ON in 444 - Carlton/Bunting, St. Catharines is $639,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 3 Myrtle Avenue, St. Catharines, ON ?

3 Myrtle Avenue, St. Catharines, ON is a Duplex (Bungalow) featuring a Apartment, Separate Entrance, Finished basement.

Q.What key property features does 3 Myrtle Avenue, St. Catharines, ON offer?

Key property features include: Clear View, Fenced Yard, Hospital, Level, Place Of Worship, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Sump Pump.

Q.What security features are installed at 3 Myrtle Avenue, St. Catharines, ON ?

Security features include: Alarm System, Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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3 Myrtle Avenue, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Myrtle Avenue S, St. Catharines, ON L2M 5W2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$191,700 (30.0%)
* Minimum Canadian down payment required for this price is $38,900.
Amortization Period30 Years
Estimated Monthly Payment$2,127Based on a loan of $447,300 over 30 years.
Purchase Price$639,000
Loan Amount$447,300
Provincial Land Transfer Tax:$9,255
Total Estimated Closing Taxes:$9,255

About Purchasing a Home in St. Catharines, ON

For a property listed at $639,000 in St. Catharines, the legal minimum down payment is $38,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,255 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,255.

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444 - Carlton/Bunting, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 444 - Carlton/Bunting, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$506,954

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 444 - Carlton/Bunting, St. Catharines

Elementary Schools

Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
E I McCulley
Public16 Berkley Drive, St. Catharines, Ontario, L2M 6B8
6.5
Canadian Martyrs
Public502 Scott Street, St. Catharines, Ontario, L2M 3X2
5.8
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6

Secondary Schools

No secondary schools data loaded.

444 - Carlton/Bunting, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.