3 Victoria Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Ridley. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 30.31 x 127 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 0.0 garage spaces (3.0 total parking spaces) with a convenient detached configuration
- Notable attributes: Central Vacuum
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
PRICED TO SELL! This large two storey home is perfect for those wanting to get into the housing market at a great price point. Clean, bright and ready for occupancy, this home boasts three bedrooms, 2 bathrooms and a large attic flex space that could be a rec room, an office, a play room for the kids or make it a large fourth bedroom. This home has been lovingly cared for, with a cozy feel and it is located in the beautiful Ridley area of St. Catharines. It is also centrally located, close to the Downtown core, Ridley College and the GO station. Around the corner is the popular Martindale and Fourth Avenue area which has numerous restaurants and shopping options. DRY partially finished basement offers a two piece bathroom and laundry area. Added space should you wish to finish it! Step out back and enjoy the fully fenced yard and cozy deck area. The detached garage has hydro and could also be used as an office space or workshop for the handyman enthusiast. Opportunities are endless in this beautiful home.
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Property Summary
This detached home located at 3 Victoria Street, St. Catharines is currently for sale and has been available for 7 days. This property is listed at $524,900 with an estimated mortgage of $1,747* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 3 Victoria Street, St. Catharines is in the Ridley neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Ridley, St. Catharines.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Central Vacuum
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Catharines?
If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 3-bedroom detached at 3 Victoria Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Catharines Buyer Budget & Costs
Estimated mortgage: $1,747*/month*. Estimated Ontario Land Transfer Tax: $6,973. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Catharines
Frequently Asked Questions about 3 Victoria Street, St. Catharines, ON
Q.What is the asking price for 3 Victoria Street, St. Catharines, ON ?
The current listing price for 3 Victoria Street, St. Catharines, ON in Ridley, St. Catharines is $524,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 3 Victoria Street, St. Catharines, ON ?
3 Victoria Street, St. Catharines, ON is a Detached (2-Storey) featuring a Partially Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Central Vacuum.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Ridley, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 3 Victoria Street, St. Catharines, ON L2S 2K8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $524,900 in St. Catharines, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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