304 Scott Street, St. Catharines, ON

$574,900
MLS#:X13734786
4 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 304 Scott Street St. Catharines ON listed at $574,900 (MLS# X13734786) - Main View
Open House
For Sale
Added:Sep 1, 2026(58 days ago)
Updated:Oct 29, 2026(today)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fairview. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $574,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 70.17 x 126.71 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (6.0 total parking spaces)
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Move-in ready family home on a quiet, tree-lined street with excellent long-term neighbours in a desirable St. Catharines neighbourhood. Welcome to 304 Scott street ! Sitting on an impressive 70 by 126 ft lot, there is room here to live, play, garden and grow. Lovingly cared for, and on market for the first time in 35 years. Beautifully updated throughout and well maintained, offering peace of mind with an exterior foundation wrap, and updated electrical throughout the house ( fully ESA inspected ). 4 Bedrooms ( including 2 on the main floor ), 2 bathroom home with tons of room to grow ! Newer Kitchen with movable island, and vinyl windows are just a few of the updates that you wont have to do. Unfinished dry basement awaiting your ideas and finishing touches. Large fenced in yard and a solid house surrounded by beautiful perennial gardens. Large parking area allows for ease of multiple vehicle parking or potential to put up a large garage / workshop. This home is ready to go and awaiting its next chapter !

Upcoming Open Houses

1 Scheduled
Saturday, October 31, 20265:00 PM - 7:00 PMPublic
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Property Summary

This detached home located at 304 Scott Street, St. Catharines is currently for sale and has been available for 58 days. This property is listed at $574,900 with an estimated mortgage of $1,914* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 304 Scott Street, St. Catharines is in the Fairview neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Fairview, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Fairview, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$574,900
AddedSep 1, 2026 (58 days ago)
UpdatedOct 29, 2026 (today)
Last Checked6 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE NRC REALTY

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementPartially Finished
Lot Size70.17 Ă— 126.71 Feet
CountyNiagara
Annual Tax$4,170.97
Rental ItemsHot Water Tank
Legal DescriptionLT 29 PL 271 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total6.0
Parking Space6
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Other
  • Place Of Worship
  • Public Transit

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 4-bedroom detached at 304 Scott Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,914*/month*. Estimated Ontario Land Transfer Tax: $7,973. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 304 Scott Street, St. Catharines, ON

Q.What is the asking price for 304 Scott Street, St. Catharines, ON ?

The current listing price for 304 Scott Street, St. Catharines, ON in Fairview, St. Catharines is $574,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 304 Scott Street, St. Catharines, ON ?

304 Scott Street, St. Catharines, ON is a Detached (2-Storey) featuring a Partially Finished basement.

Q.What key property features does 304 Scott Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Other, Place Of Worship, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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304 Scott Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Fairview, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 304 Scott Street S, St. Catharines, ON L2N 1J5

Estimated Sales Range
$546,000 - $563,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$172,470 (30.0%)
* Minimum Canadian down payment required for this price is $32,490.
Amortization Period30 Years
Estimated Monthly Payment$1,914Based on a loan of $402,430 over 30 years.
Purchase Price$574,900
Loan Amount$402,430
Provincial Land Transfer Tax:$7,973
Total Estimated Closing Taxes:$7,973

About Purchasing a Home in St. Catharines, ON

For a property listed at $574,900 in St. Catharines, the legal minimum down payment is $32,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,973 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,973.

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Fairview, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fairview, St. Catharines.

Verified Local Data
City Population213,759
City Median Age41.5 Yrs
City Ownership82% Owners
Avg Area List Price$467,708

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
52%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English22%
Canadian16%
Scottish16%
Irish15%

Best Schools in Fairview, St. Catharines

Elementary Schools

Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

No secondary schools data loaded.

Fairview, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied82%
Rented18%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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