33 Fitzgerald Street, St. Catharines, ON

$999,900
MLS#:X12705654
7 beds
4 baths
1500-2000 sqft
2.0 parking
Residential Freehold
33 Fitzgerald Street, St. Catharines, ON L2R 4B5
⚠️

Property no longer active

This property was sold on April 20, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey fourplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium brick front and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 4 Bathrooms with 4 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 35 x 104 ft lot
  • Features a full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient radiant heating via gas

Description

Excellent opportunity to add a turnkey, cash-flowing Fourplex to your investment portfolio. Located in the heart of St.Catharines within walking distance to public transit, easy access to the QEW and everyday amenities. The property features four well-maintained, spacious units, all fully tenanted at strong market rents. Unit Breakdown: (#1) Main Floor Unit: 3 bedrooms, 1 4PC bathroom rented @ $1,925/month + hydro. (#2) Upper Rear Unit: 1 bedroom, 1 4PC bathroom rented @ $1,485/month + hydro. (#3) Upper Front Unit : 1 bedroom, 4PC bathroom rented @ $1,475/month + hydro. (#4) Basement Unit: 2 bedrooms, 1 3PC bathroom rented @ $1,595/month + hydro. Each unit is separately metered. All tenants have access to a designated washer & dryer with the upper units having en-suite laundry and the main and basement units sharing a common laundry area (again with separate washer & dryer sets). Additional income is generated from the detached garage, currently rented for $40/month. The property has been consistently maintained over the years with recent updates including: Roof (2020) Electric Panels (2021), Flooring in all units (2020-2023), Boiler (2020), Tankless HWH (2020), Garage Door (2020) , Some windows (2020-2024), Some plumbing and electrical upgrades (2020-2023). Baseboard Heaters in unit #3 & #4 and Safe'n'Sound insulation and new Type X drywall in #4 ceiling (~ 2020). Book your showing today! RSA.*

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Property Summary

This fourplex located at 33 Fitzgerald Street, St. Catharines is currently for sale and has been available on SousaSells for 202 days. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 7 beds, 4 bathrooms, and is 1500-2000 square feet. 33 Fitzgerald Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 7 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 7 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
7
Bathrooms
4
Kitchens
4
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 20, 2026
Sold price information is available to members only
Listed Date1/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeFourplex
Architectural Style2-Storey
ConstructionBrick Front, Stucco (Plaster)
BasementFull, Separate Entrance
Lot Size35 × 104 Feet
CountyNiagara
Annual Tax$4,011.24
Legal DescriptionLT 20 CY PL 139 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Place Of Worship
  • School
  • Other
  • Public Transit

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 33 Fitzgerald Street, St. Catharines, ON

Q.What is the asking price for 33 Fitzgerald Street, St. Catharines, ON ?

The current listing price for 33 Fitzgerald Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $999,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 7 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 33 Fitzgerald Street, St. Catharines, ON ?

33 Fitzgerald Street, St. Catharines, ON is a Fourplex (2-Storey) featuring a Full, Separate Entrance basement.

Q.What key property features does 33 Fitzgerald Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Park, Place Of Worship, School, Other, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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33 Fitzgerald Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 33 Fitzgerald Street, St. Catharines, ON L2R 4B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $999,900 in St. Catharines, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.