34 Gale Crescent, St. Catharines, ON

$399,000
MLS#:X12473128
5 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
34 Gale Crescent, St. Catharines, ON L2R 3K9
⚠️

Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 33.3 x 111.6 ft lot
  • Features a apartment, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Fantastic Investment or First-Time Buyer Opportunity in the Heart of St. Catharines! Welcome to this solid, newly renovated home offering versatility, style, and strong income potential! Whether you're a first-time buyer looking to offset your mortgage or an investor seeking a high-return property, this one checks all the boxes.The main floor features three generous bedrooms, fresh paint, and brand-new flooring, creating a bright and welcoming space ready to move in and enjoy. The fully updated basement includes its own kitchenette, two bedrooms, separate laundry, new flooring, and a private entrance - ideal for in-law living, student housing, or a secondary suite rental. Outside, enjoy a detached garage, ample parking, and a spacious lot offering both functionality and potential. Located just 10 minutes from Brock University, this property is perfectly positioned for student rentals or young professionals. Walk to downtown St. Catharines for trendy cafés, restaurants, and shops, or take advantage of easy access to public transit and major highways - Toronto is just about an hour away. Situated across from beautiful Centennial Gardens Parklands and the Merritt Trail, you'll enjoy a scenic setting that blends nature and city convenience. Don't miss your chance to own this turnkey property with endless possibilities - live in, rent out, or both! Offers Are Welcomed Anytime!

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Property Summary

This detached home located at 34 Gale Crescent, St. Catharines is currently for sale and has been available on SousaSells for 289 days. This property is listed at $399,000 with an estimated mortgage of $1,328* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 34 Gale Crescent, St. Catharines is in the 450 - E. Chester neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 450 - E. Chester, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 450 - E. Chester, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 7, 2025
Sold price information is available to members only
Listed Date10/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment, Finished with Walk-Out
Lot Size33.3 × 111.6 Feet
CountyNiagara
Annual Tax$3,364.5
Legal DescriptionPT LT 3554 CP PL 2 GRANTHAM AS IN RO644163; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • In-Law Suite
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 34 Gale Crescent, St. Catharines, ON

Q.What is the asking price for 34 Gale Crescent, St. Catharines, ON ?

The current listing price for 34 Gale Crescent, St. Catharines, ON in 450 - E. Chester, St. Catharines is $399,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 34 Gale Crescent, St. Catharines, ON ?

34 Gale Crescent, St. Catharines, ON is a Detached (Bungalow) featuring a Apartment, Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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34 Gale Crescent, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 Gale Crescent, St. Catharines, ON L2R 3K9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,700 (30.0%)
* Minimum Canadian down payment required for this price is $19,950.
Amortization Period30 Years
Estimated Monthly Payment$1,328Based on a loan of $279,300 over 30 years.
Purchase Price$399,000
Loan Amount$279,300
Provincial Land Transfer Tax:$4,460
Total Estimated Closing Taxes:$4,460

About Purchasing a Home in St. Catharines, ON

For a property listed at $399,000 in St. Catharines, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.

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450 - E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 450 - E. Chester, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$572,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 450 - E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

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450 - E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.