34 Royal York Road, St. Catharines, ON

$1,049,999
MLS#:X13669122
4 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 437 - Lakeshore. Expertly crafted featuring premium brick front and stone construction, this residence presents an exceptional opportunity offered at $1,049,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 80 x 133.13 ft lot
  • Features a finished with walk-out, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, In-Law Capability, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 34 Royal York Rd in the beautiful city of St. Catharines, just steps from the waterfront walking trail and Lake Ontario. Nestled among mature trees and well-kept homes, this renovated 4-level backsplit offers exceptional curb appeal on a generous 80 x 133 ft lot, with a 2-car fully finished garage with an insulated door, epoxy flooring, natural gas heating and parking for up to six vehicles. The main floor features a bright, open-concept layout with a stylish living and dining area, highlighted by tray ceilings and pot lights. The custom kitchen is designed for both everyday living and entertaining, complete with a large quartz island, built-in features, premium appliances including a Wolf dual fuel range and Miele dishwasher, and elegant stone countertops. Upstairs offers three spacious bedrooms with closets systems, including a primary suite, an electric fireplace, along with an updated 4-piece bathroom. The lower level includes a cozy family room with a gas fireplace, an additional bedroom, and a 3-piece bath, while the basement walkout provides excellent in-law suite potential. The finished basement adds even more living space with a recreation room with a bar area, and a large updated laundry and storage area. Current upgrades include a Wolf dual fuel range and Miele dishwasher, front and rear California shutters, basement walkout door, front storm door, and multiple convenient access points to the garage and backyard. A rare opportunity to own a move-in-ready home in one of St. Catharines' most desirable North end locations.

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Property Summary

This detached home located at 34 Royal York Road, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $1,049,999 with an estimated mortgage of $3,495* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 34 Royal York Road, St. Catharines is in the 437 - Lakeshore neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 437 - Lakeshore, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 437 - Lakeshore, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick Front, Stone
BasementFinished with Walk-Out, Finished
Lot Size80 × 133.13 Feet
CountyNiagara
Annual Tax$5,803.88
Legal DescriptionLT 153 PL 574 ; S/T RO133674 CITY OF ST. CATHARINES

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Fenced Yard
  • Lake Access
  • Park
  • Place Of Worship
  • School

Interior Features

  • Carpet Free
  • In-Law Capability
  • Storage

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 34 Royal York Road, St. Catharines, ON

Q.What is the asking price for 34 Royal York Road, St. Catharines, ON ?

The current listing price for 34 Royal York Road, St. Catharines, ON in 437 - Lakeshore, St. Catharines is $1,049,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 34 Royal York Road, St. Catharines, ON ?

34 Royal York Road, St. Catharines, ON is a Detached (Backsplit 4) featuring a Finished with Walk-Out, Finished basement.

Q.What key property features does 34 Royal York Road, St. Catharines, ON offer?

Key property features include: Beach, Fenced Yard, Lake Access, Park, Place Of Worship, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Capability, Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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34 Royal York Road, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 Royal York Road, St. Catharines, ON L2N 2N6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$315,000 (30.0%)
* Minimum Canadian down payment required for this price is $210,000.
Amortization Period30 Years
Estimated Monthly Payment$3,495Based on a loan of $734,999 over 30 years.
Purchase Price$1,049,999
Loan Amount$734,999
Provincial Land Transfer Tax:$17,475
Total Estimated Closing Taxes:$17,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,049,999 in St. Catharines, the legal minimum down payment is $210,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,475.

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437 - Lakeshore, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 437 - Lakeshore, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$858,081

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 437 - Lakeshore, St. Catharines

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7

Secondary Schools

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437 - Lakeshore, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.