35 Catherine Street, St. Catharines, ON

$499,900
MLS#:X12551474
5 beds
4 baths
1500-2000 sqft
2.0 parking
Residential Freehold
35 Catherine Street, St. Catharines, ON L2R 5E8
⚠️

Property no longer active

This property was sold on December 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey fourplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 4 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 40 x 73 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

Welcome to this incredible income-generating four-plex located in the heart of downtown St. Catharines. This well-maintained property offers a mix of spacious units with reliable tenants already in place, providing strong, consistent cash flow from day one. Ideally situated within walking distance to restaurants, shops, parks, and major transit routes, it's the perfect setup for both new and experienced investors.Commuters will appreciate the quick access to the QEW and 406, while tenants love the convenience of city living with everything at their doorstep. Whether you're looking to expand your portfolio or enter the investment market, this property offers both stability and upside potential.

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Property Summary

This fourplex located at 35 Catherine Street, St. Catharines is currently for sale and has been available on SousaSells for 262 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 5 beds, 4 bathrooms, and is 1500-2000 square feet. 35 Catherine Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
4
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 7, 2025
Sold price information is available to members only
Listed Date11/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeFourplex
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size40 × 73 Feet
CountyNiagara
Annual Tax$3,321
Legal DescriptionPT LT A CY PL 68 GRANTHAM AS IN RO719093; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 35 Catherine Street, St. Catharines, ON

Q.What is the asking price for 35 Catherine Street, St. Catharines, ON ?

The current listing price for 35 Catherine Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 35 Catherine Street, St. Catharines, ON ?

35 Catherine Street, St. Catharines, ON is a Fourplex (2-Storey) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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35 Catherine Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 35 Catherine Street, St. Catharines, ON L2R 5E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $499,900 in St. Catharines, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.