35 McGhie Street, St. Catharines, ON

$399,000
MLS#:X13604018
0 Bedrooms
0 baths
3500-5000 sqft
13.0 parking
Residential Freehold
Residential Freehold for sale - 0 Bed, 0 Bath Home at 35 McGhie Street St. Catharines ON listed at $399,000 (MLS# X13604018) - Main View
For Sale
Added:Jul 24, 2026(110 days ago)
Updated:Jul 24, 2026(110 days ago)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey other located in the coveted neighborhood of Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 38 x 200.6 ft lot
  • Ample parking with 1.0 garage spaces (13.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: None

Description

Don't miss out on this exceptional opportunity for investors, builders, and developers awaits in the heart of downtown St. Catharines! Zoned R2, 35 McGhie Street offers outstanding redevelopment potential, making it a compelling opportunity to invest in an established neighbourhood experiencing continued growth. Beyond the property itself, you'll appreciate a location just minutes from downtown amenities, public transit, parks, schools, shopping, and major commuter routes, placing everyday conveniences and connectivity within easy reach. As redevelopment continues to shape the surrounding area, this is a rare chance to secure a property with exciting future potential in one of the city's most connected locations. Currently used as Industrial Machine Shop under legal non-conforming use.

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Property Summary

This other located at 35 McGhie Street, St. Catharines is currently for sale and has been available for 110 days. This property is listed at $399,000 with an estimated mortgage of $1,328* per month. It has 0 beds, 0 bathrooms, and is 3500-5000 square feet. 35 McGhie Street, St. Catharines is in the Downtown neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •3500-5000 sqft of generous functional square footage
  • •Desirable Other architecture in Downtown, St. Catharines
  • •Convenient parking space for 13.0 vehicles
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

00
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$399,000
AddedJul 24, 2026 (110 days ago)
UpdatedJul 24, 2026 (110 days ago)
Last Checked24 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE NRC REALTY

Property Details

Property Sub-TypeOther
Architectural Style2-Storey
ConstructionVinyl Siding
Lot Size38 Ă— 200.6 Feet
CountyNiagara
Annual Tax$7,992
Legal DescriptionLT 23 CY PL 112 GRANTHAM; PT LT 24 CY PL 112 GRANTHAM; PT LT 26-30 CY PL 65 GRANTHAM AS IN RO643958; ST. CATHARINES

Parking & Garage

Parking Total13.0
Parking Space12
Garage Parking1.0
Garage TypeAttached

Heating & Cooling

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this other at 35 McGhie Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,328*/month*. Estimated Ontario Land Transfer Tax: $4,460. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 35 McGhie Street, St. Catharines, ON

Q.What is the asking price for 35 McGhie Street, St. Catharines, ON ?

The current listing price for 35 McGhie Street, St. Catharines, ON in Downtown, St. Catharines is $399,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 0 bedrooms and 0 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 35 McGhie Street, St. Catharines, ON ?

35 McGhie Street, St. Catharines, ON is a Other (2-Storey) featuring a basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 13.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via .

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Location

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35 McGhie Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 35 McGhie Street, St. Catharines, ON L2R 5A9

Estimated Sales Range
$379,000 - $391,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,700 (30.0%)
* Minimum Canadian down payment required for this price is $19,950.
Amortization Period30 Years
Estimated Monthly Payment$1,328Based on a loan of $279,300 over 30 years.
Purchase Price$399,000
Loan Amount$279,300
Provincial Land Transfer Tax:$4,460
Total Estimated Closing Taxes:$4,460

About Purchasing a Home in St. Catharines, ON

For a property listed at $399,000 in St. Catharines, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population323,103
City Median Age40.5 Yrs
City Ownership86% Owners
Avg Area List Price$761,815

People & Families

Age Distribution

Household Composition

One-person households
15%
Families with children
52%
Couples without children
28%
Other households
5%

Top Ethnic Origins

Italian35%
Canadian10%
Russian8%
Chinese6%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied86%
Rented14%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$399,000

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