359 Geneva Street, St. Catharines, ON

$240,000
MLS#:X12811060
1 beds
1 baths
600-699 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of 446 - Fairview. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $240,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 600-699 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • equipped with wall unit(s), window unit(s) central cooling and highly efficient baseboard heating via gas

Description

Well kept spacious one bedroom condo apartment in a great central location ! It's time to stop paying rent and get yourself inti the property market - and this apartment ticks all the boxes ! Lower condo fees, well located, safe well maintatined building in walking distance to Fairview Mall, Easy Access to highway and bus services. All furniture is negotiable.

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
600-699 sqft
Property Type
Residential Condo & Other

Additional Details

StatusExtension
Listed Date2/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionConcrete
BasementNone
CountyNiagara
Annual Tax$1,713

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingWall Unit(s), Window Unit(s)

Features

Property Features

Interior Features

Carpet Free, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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359 Geneva Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 359 Geneva Street 1002, St. Catharines, ON L2N 2G5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$12,000 (5.0%)
* Minimum Canadian down payment required for this price is $12,000.
Amortization Period25 Years
Estimated Monthly Payment$1,359Based on a loan of $228,000 over 25 years.
Purchase Price$240,000
Loan Amount$228,000
Provincial Land Transfer Tax:$2,125
Total Estimated Closing Taxes:$2,125

About Purchasing a Home in St. Catharines, ON

For a property listed at $240,000 in St. Catharines, the legal minimum down payment is $12,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,125 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,125.

Nearby Listings

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No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$706,124

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.