365 Geneva Street, St. Catharines, ON

$385,000
MLS#:X13170842
3 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 446 - Fairview. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $385,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via gas

Description

Welcome to unit 407 at 365 Geneva St. in St. Catharines. This spacious and rarely available 3 bedroom, 2 bathroom condo is located in the Parklands building. Offering over 1000 square feet of comfortable living space, this well-maintained unit features an updated kitchen with beautiful quartz countertops and the convenience of a dishwasher, lots of storage throughout the unit, and a bright, functional layout. The primary bedroom includes a convenient 2-piece ensuite bath and large closet, while the second 4-piece bathroom serves the additional bedrooms and guests. There is an in-suite storage room, and each room has generous sized closets. The electrical panel was redone recently in the unit. The spacious living room overlooks the balcony and the back yard, and the dining room has patio doors that lead outside. Enjoy your morning coffee or evening sunset on the large, private balcony. Residents have access to excellent shared amenities including an exercise room, reservable family/party room for gatherings, regularly scheduled community games and movie nights, and a cozy shared library. The condo fees include your heat, your water, and your building insurance and common elements, grass cutting, and snow removal. The gardens and common grounds are well-maintained, and super clean and welcoming. This is a rare opportunity to own a spacious condo, in an ideal location, close to parks, schools, churches, and shopping and restaurants. Book your showing today!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date5/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyNiagara
Annual Tax$2,751.07

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Park, Place Of Worship, School, School Bus Route, Public Transit, Cul de Sac/Dead End

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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365 Geneva Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 365 Geneva Street 407, St. Catharines, ON L2N 5S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$19,250 (5.0%)
* Minimum Canadian down payment required for this price is $19,250.
Amortization Period25 Years
Estimated Monthly Payment$2,180Based on a loan of $365,750 over 25 years.
Purchase Price$385,000
Loan Amount$365,750
Provincial Land Transfer Tax:$4,250
Total Estimated Closing Taxes:$4,250

About Purchasing a Home in St. Catharines, ON

For a property listed at $385,000 in St. Catharines, the legal minimum down payment is $19,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,250 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,250.

Nearby Listings

Distance:

No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$706,242

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.