38 Elma Street, Unit 14, St. Catharines, ON

$412,500
MLS#:X12300026
3 beds
3 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
38 Elma Street 14, St. Catharines, ON L2N 6Z3
⚠️

Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium vinyl siding and brick front construction, this residence presents an exceptional opportunity offered at $412,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Central Vacuum
  • Efficient baseboard heating via electric

Description

Warm, Inviting, and Ideally Located. This charming townhouse condo in the heart of St. Catharines offers a perfect blend of comfort and value. Step inside to a bright main floor featuring an updated kitchen with plenty of storage and counter space ideal for everyday cooking and entertaining. The open L-shaped dining and living room creates a welcoming space for relaxing or hosting family and friends.Upstairs, youll find three spacious bedrooms, each with double closets, and a full bathroom that serves the home well. The finished basement adds even more versatility, offering a comfortable rec room, laundry area, a powder room, and a utility room currently used as a woodworking space.With quick access to highways, shopping, restaurants, and all the essentials, this home delivers convenience and lifestyle at an attractive price point. Whether you're a first-time buyer, investor, or simply looking to downsize this is one worth seeing.

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Property Summary

This townhouse located at 38 Elma Street, St. Catharines is currently for sale and has been available on SousaSells for 380 days. This property is listed at $412,500 with an estimated mortgage of $1,373* per month. It has 3 beds, 3 bathrooms, and is 1000-1199 square feet. 38 Elma Street, St. Catharines is in the 443 - Lakeport neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1000-1199 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateAugust 20, 2025
Sold price information is available to members only
Listed Date7/22/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionVinyl Siding, Brick Front
BasementFull, Partially Finished
CountyNiagara
Annual Tax$2,680

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Public Transit

Interior Features

  • Central Vacuum

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 38 Elma Street, Unit 14, St. Catharines, ON

Q.What is the asking price for 38 Elma Street, Unit 14, St. Catharines, ON ?

The current listing price for 38 Elma Street, Unit 14, St. Catharines, ON in 443 - Lakeport, St. Catharines is $412,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1000-1199 sqft.

Q.What property type and architectural style is 38 Elma Street, Unit 14, St. Catharines, ON ?

38 Elma Street, Unit 14, St. Catharines, ON is a Condo Townhouse (2-Storey) featuring a Full, Partially Finished basement.

Q.What key property features does 38 Elma Street, Unit 14, St. Catharines, ON offer?

Key property features include: Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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38 Elma Street, Unit 14, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Elma Street 14, St. Catharines, ON L2N 6Z3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$123,750 (30.0%)
* Minimum Canadian down payment required for this price is $20,625.
Amortization Period30 Years
Estimated Monthly Payment$1,373Based on a loan of $288,750 over 30 years.
Purchase Price$412,500
Loan Amount$288,750
Provincial Land Transfer Tax:$4,725
Total Estimated Closing Taxes:$4,725

About Purchasing a Home in St. Catharines, ON

For a property listed at $412,500 in St. Catharines, the legal minimum down payment is $20,625 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,725 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,725.

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443 - Lakeport, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 443 - Lakeport, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 443 - Lakeport, St. Catharines

Elementary Schools

Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9

Secondary Schools

No secondary schools data loaded.

443 - Lakeport, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.