38 Elma Street, Unit 2, St. Catharines, ON
Property no longer active
This property was sold on December 10, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1000-1199 sqft
- Features a finished, full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available
- Notable attributes: Rough-In Bath
- equipped with window unit(s) central cooling and highly efficient baseboard heating via electric
Description
A convenient, turn key, North-End St. Catharines Townhome awaits for you -- Affordable, Spacious, and Backing Onto views of a Park! Discover the perfect blend of comfort, affordability and opportunity with this two-story townhome located in a highly sought-after north-end St. Catharines neighborhood. Featuring three bedrooms and 1.5 bathrooms ( plus roughed in basement bathroom ), and constructed in 1987, this home offers the ideal layout for families, first-time homebuyers, or those looking to downsize without compromise. The basement has been roughed in to include a spacious laundry room, future 3PC or 4 PC bathroom and a possible Rec Room, Fitness Room or potential fourth bedroom. The upgrade to the basement is a $22,000 value (Seller has an estimate of $2900 to finish the drywall). This spacious townhome offers open concept living / dining area, powder room, eat-in kitchen plus sliding doors that walk out to private rear yard. The upper level has 3 bedroom, a 4 pc bath and generously sized primary bedroom with wall-to-wall closet. The full basement offers limitless potential.... Imagine a cozy recreation room, home office, gym, or additional storage-the choice is yours! Enjoy maintenance-free living with low monthly utility costs. As this is an inside unit, the neighbouring units provide increased efficiencies for heating and cooling. Parking spot is directly out front of the unit. Visitor parking and street parking all nearby. Located close to schools, shopping, and public transportation, this property provides convenience while maintaining a quiet, community-focused atmosphere. Immediate possession preferred. Note that the listing includes the 3rd bathroom, but is at rough in stage only. Great value in the condo fee. Ask listing realtor for details and a showing.
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Property Summary
This townhouse located at 38 Elma Street, St. Catharines is currently for sale and has been available on SousaSells for 274 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 3 beds, 2 bathrooms, and is 1000-1199 square feet. 38 Elma Street, St. Catharines is in the 443 - Lakeport neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1000-1199 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Rough-In Bath
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 38 Elma Street, Unit 2, St. Catharines, ON
Q.What is the asking price for 38 Elma Street, Unit 2, St. Catharines, ON ?
The current listing price for 38 Elma Street, Unit 2, St. Catharines, ON in 443 - Lakeport, St. Catharines is $395,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 1000-1199 sqft.
Q.What property type and architectural style is 38 Elma Street, Unit 2, St. Catharines, ON ?
38 Elma Street, Unit 2, St. Catharines, ON is a Condo Townhouse (2-Storey) featuring a Finished, Full, Partially Finished basement.
Q.What interior features are included in this home?
Interior highlights include: Rough-In Bath.
Q.Is parking available at this property?
Yes, this property offers parking space for 1.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Window Unit(s).
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Data-driven valuation for 38 Elma Street 2, St. Catharines, ON L2N 6Z3
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About Purchasing a Home in St. Catharines, ON
For a property listed at $395,000 in St. Catharines, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,400.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.