38 Kinsey Street, St. Catharines, ON

$554,999
MLS#:X12199355
5 beds
2 baths
700-1100 sqft
3.5 parking
Residential Freehold
38 Kinsey Street, St. Catharines, ON L2S 1E1
⚠️

Property no longer active

This property was sold on June 24, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $554,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 52.5 x 105 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.5 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautifully renovated detached bungalow home in sought-after Western Hill. Features 3 bedrooms above grade and a 2-bedroom separate entrance in-law suite with kitchen in the finished basement - ideal for extended family or as a nanny suite. $100K in updates completed in 2025, including new kitchen, bathroom, flooring, stairs, paint, pot lights, and brand-new appliances throughout the entire above-grade space. The basement was freshly repainted. Oversized 1.5 car garage with workshop. New furnace (2022). Enjoy a massive fully fenced backyard perfect for entertaining, kids, or pets. Just move in and enjoy!

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Property Summary

This detached home located at 38 Kinsey Street, St. Catharines is currently for sale and has been available on SousaSells for 428 days. This property is listed at $554,999 with an estimated mortgage of $1,847* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 38 Kinsey Street, St. Catharines is in the 458 - Western Hill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 458 - Western Hill, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 458 - Western Hill, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 24, 2025
Sold price information is available to members only
Listed Date6/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementSeparate Entrance, Finished
Lot Size52.5 × 105 Feet
CountyNiagara
Annual Tax$3,478.77
Legal DescriptionPLAN 94,LOT 442,PTL 441

Parking & Garage

Parking Total3.5
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • In-Law Capability
  • In-Law Suite
  • Storage
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 38 Kinsey Street, St. Catharines, ON

Q.What is the asking price for 38 Kinsey Street, St. Catharines, ON ?

The current listing price for 38 Kinsey Street, St. Catharines, ON in 458 - Western Hill, St. Catharines is $554,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 38 Kinsey Street, St. Catharines, ON ?

38 Kinsey Street, St. Catharines, ON is a Detached (Bungalow) featuring a Separate Entrance, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, In-Law Capability, In-Law Suite, Storage, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.5 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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38 Kinsey Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Kinsey Street, St. Catharines, ON L2S 1E1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$166,500 (30.0%)
* Minimum Canadian down payment required for this price is $30,500.
Amortization Period30 Years
Estimated Monthly Payment$1,847Based on a loan of $388,499 over 30 years.
Purchase Price$554,999
Loan Amount$388,499
Provincial Land Transfer Tax:$7,575
Total Estimated Closing Taxes:$7,575

About Purchasing a Home in St. Catharines, ON

For a property listed at $554,999 in St. Catharines, the legal minimum down payment is $30,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,575 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,575.

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458 - Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 458 - Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$626,682

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 458 - Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

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458 - Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.