38 Louisa Street, St. Catharines, ON
Property no longer active
This property was sold on September 27, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium vinyl siding and wood construction, this residence presents an exceptional opportunity offered at $468,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-1100 sqft on a premium 30 x 110 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free, Other, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 38 Louisa Street, St. Catharines. This charming home is the perfect opportunity for buyers looking to join the vibrant, tight-knit downtown St. Catharines community! Updated and move-in ready, it blends modern finishes with cozy character. A welcoming front porch with a swing provides the perfect spot to relax and enjoy the neighbourhood. Step inside to find new finishes, including wide plank flooring throughout, new windows and exterior doors, and more - all adding to the home's turn-key appeal. The spacious main floor living areas are bright and inviting, making it easy to picture yourself right at home. Outside, enjoy a private backyard framed by old-growth trees and tall fences - the perfect setting to create your oasis in the city. A recently built deck creates the perfect space for summer barbecues, family gatherings, or quiet evenings outdoors. You'll also love the cleverly built-in rubbish storage hidden under a bench on the deck! With thoughtful updates, practical features, and plenty of charm, 38 Louisa Street is a must-see.
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Property Summary
This detached home located at 38 Louisa Street, St. Catharines is currently for sale and has been available on SousaSells for 324 days. This property is listed at $468,500 with an estimated mortgage of $1,559* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 38 Louisa Street, St. Catharines is in the 451 - Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 451 - Downtown, St. Catharines.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-1100 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Fenced Yard
- Public Transit
Interior Features
- Carpet Free
- Other
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 38 Louisa Street, St. Catharines, ON
Q.What is the asking price for 38 Louisa Street, St. Catharines, ON ?
The current listing price for 38 Louisa Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $468,500.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.
Q.What property type and architectural style is 38 Louisa Street, St. Catharines, ON ?
38 Louisa Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.
Q.What key property features does 38 Louisa Street, St. Catharines, ON offer?
Key property features include: Fenced Yard, Public Transit.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Other, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 38 Louisa Street, St. Catharines, ON L2R 2J6
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $468,500 in St. Catharines, the legal minimum down payment is $23,425 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,845 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,845.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.