39 Lorne Street, St. Catharines, ON

$525,000
MLS#:X12362236
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
39 Lorne Street, St. Catharines, ON L2P 3C5
⚠️

Property no longer active

This property was sold on October 22, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $525,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 100 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with wall unit(s) central cooling and highly efficient water heating via gas

Description

Welcome to 39 Lorne Street, a charming 1.5 storey home, nestled on a beautifully landscaped corner lot with lovely perennial gardens and mature greenery. The inviting curb appeal is enhanced by a spacious covered front porch, perfect for relaxing or entertaining, plus an asphalt driveway with parking for 4 cars, leading to a detached garage with a new garage door and automatic opener. An attached covered side patio overlooks the fully fenced backyard, offering a private outdoor retreat surrounded by gorgeous gardens and green space. Pride of ownership shines throughout this well-maintained vinyl-sided home, offering over 1,200 sq. ft. of finished living space. Inside, you'll find a bright and spacious main floor layout featuring an inviting living room with a picture window and French door, a generous kitchen with ample cupboards and counter space opening to the dining room, and direct access to the rear mudroom with a sliding door to the deck and driveway. Upstairs, you'll find 3 comfortable bedrooms with ample closet space and a full bathroom. The partially finished basement includes laundry facilities within a 3-piece bathroom, plenty of storage and great potential to create additional living space. Recent updates include a new hot water heater (2025) and garage door system (2025). Ideally located close to schools, shopping, restaurants, parks, public transit, with quick access to the QEW and just a short drive to the downtown core. Whether you're a first-time buyer, a growing family, or looking to downsize, this lovingly-cared for home offers wonderful value and lifestyle convenience.

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Property Summary

This detached home located at 39 Lorne Street, St. Catharines is currently for sale and has been available on SousaSells for 346 days. This property is listed at $525,000 with an estimated mortgage of $1,748* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 39 Lorne Street, St. Catharines is in the 450 - E. Chester neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 450 - E. Chester, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 22, 2025
Sold price information is available to members only
Listed Date8/25/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size60 × 100 Feet
CountyNiagara
Annual Tax$3,762.75
Legal DescriptionLT 201-202 TP PL 101 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingWall Unit(s)

Features

Property Features

  • School
  • Place Of Worship
  • Public Transit

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 39 Lorne Street, St. Catharines, ON

Q.What is the asking price for 39 Lorne Street, St. Catharines, ON ?

The current listing price for 39 Lorne Street, St. Catharines, ON in 450 - E. Chester, St. Catharines is $525,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 39 Lorne Street, St. Catharines, ON ?

39 Lorne Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Full, Partially Finished basement.

Q.What key property features does 39 Lorne Street, St. Catharines, ON offer?

Key property features include: School, Place Of Worship, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

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39 Lorne Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 39 Lorne Street, St. Catharines, ON L2P 3C5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$157,500 (30.0%)
* Minimum Canadian down payment required for this price is $27,500.
Amortization Period30 Years
Estimated Monthly Payment$1,748Based on a loan of $367,500 over 30 years.
Purchase Price$525,000
Loan Amount$367,500
Provincial Land Transfer Tax:$6,975
Total Estimated Closing Taxes:$6,975

About Purchasing a Home in St. Catharines, ON

For a property listed at $525,000 in St. Catharines, the legal minimum down payment is $27,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,975.

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450 - E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 450 - E. Chester, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$572,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 450 - E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

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450 - E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.