4 Chelsea Street, St. Catharines, ON

$2,650/mo
MLS#:X13621652
4 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
4 Chelsea Street, St. Catharines, ON L2P 3B8

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $2,650 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, On Demand Water Heater, Upgraded Insulation
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 4 Chelsea Street! Situated on a quiet, family friendly street, this updated 2- storey detached home offers exceptional comfort and efficient modern living in a prime St. Catharine's location. Featuring 3 spacious bedrooms, 1 full bathroom, and a bright sunroom perfect for a home office, reading nook, or morning coffee. The main floor offers a clean, functional layout with updated modern finishes, while the fully finished basement provides a generous rec room for extra living space or entertainment. Enjoy lower utility bills and year- round comfort thanks to the brand-new upgraded heat pump and high-efficiency tankless hot water heater. Unbeatable location just a 5-minute drive from the Pen Centre, with a bus stop right around the corner for an easy transit commute. Conveniently close to local schools, parks, dining, and seamless highway access. Book your showing today!

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Property Summary

This detached home located at 4 Chelsea Street, St. Catharines is currently for sale and has been available on SousaSells for 8 days. This property is listed at $2,650 with an estimated mortgage of $9* per month. It has 4 beds, 1 bathroom, and is 1100-1500 square feet. 4 Chelsea Street, St. Catharines is in the 450 - E. Chester neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 450 - E. Chester, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 450 - E. Chester, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/30/2026
Transaction TypeFor Lease

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementSeparate Entrance, Finished
CountyNiagara

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Capability
  • On Demand Water Heater
  • Upgraded Insulation
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4 Chelsea Street, St. Catharines, ON

Q.What is the asking price for 4 Chelsea Street, St. Catharines, ON ?

The current listing price for 4 Chelsea Street, St. Catharines, ON in 450 - E. Chester, St. Catharines is $2,650.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 4 Chelsea Street, St. Catharines, ON ?

4 Chelsea Street, St. Catharines, ON is a Detached (2-Storey) featuring a Separate Entrance, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, On Demand Water Heater, Upgraded Insulation, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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4 Chelsea Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Chelsea Street, St. Catharines, ON L2P 3B8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$795 (30.0%)
* Minimum Canadian down payment required for this price is $133.
Amortization Period30 Years
Estimated Monthly Payment$9Based on a loan of $1,855 over 30 years.
Purchase Price$2,650
Loan Amount$1,855
Provincial Land Transfer Tax:$13
Total Estimated Closing Taxes:$13

About Purchasing a Home in St. Catharines, ON

For a property listed at $2,650 in St. Catharines, the legal minimum down payment is $133 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13.

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450 - E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 450 - E. Chester, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$572,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 450 - E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

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450 - E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.