4 Hilda Street, St. Catharines, ON

$399,900
MLS#:X13685394
2 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 4 Hilda Street St. Catharines ON listed at $399,900 (MLS# X13685394) - Main View
For Sale
Added:Aug 17, 2026(80 days ago)
Updated:Aug 18, 2026(79 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Western Hill. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 118 ft lot
  • Features a half basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (4.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming bungalow featuring 2 bedrooms, 1 bathroom, a versatile attic space, and a spacious, light-filled sunroom wrapped in windows, totaling over 1,300 sq ft of abovegrade living space! (as per floor plans). As you approach the house, you are welcomed by a covered front porch that leads you into a bright living room featuring stylish newflooring. The eat-in kitchen opens up into a spacious sunroom overlooking a private, generously sized backyard-perfect for entertaining and gatherings. The home has alarge primary bedroom , a second comfortable bedroom, a full bathroom and a bonus attic space that could have many uses. Freshly painted throughout. Fenced-in yard foradded privacy. The driveway could accommodate 4 cars. The garage is currently used as a workshop but can easily be converted back to a garage. Conveniently located closeto shops, parks, schools, and major highways. Move in ready. Make it yours!

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Property Summary

This detached home located at 4 Hilda Street, St. Catharines is currently for sale and has been available for 80 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 4 Hilda Street, St. Catharines is in the Western Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Western Hill, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$399,900
AddedAug 17, 2026 (80 days ago)
UpdatedAug 18, 2026 (79 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale
List Office NameMICHAEL ST.JEAN REALTY INC.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementHalf
Lot Size40 Ă— 118 Feet
CountyNiagara
Annual Tax$2,738
Legal DescriptionPT LT 1538-1539 CP PL 2 GRANTHAM AS IN RO602620; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space4
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Hospital
  • Park
  • School

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 2-bedroom detached at 4 Hilda Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,331*/month*. Estimated Ontario Land Transfer Tax: $4,474. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 4 Hilda Street, St. Catharines, ON

Q.What is the asking price for 4 Hilda Street, St. Catharines, ON ?

The current listing price for 4 Hilda Street, St. Catharines, ON in Western Hill, St. Catharines is $399,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 4 Hilda Street, St. Catharines, ON ?

4 Hilda Street, St. Catharines, ON is a Detached (Bungalow) featuring a Half basement.

Q.What key property features does 4 Hilda Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Hospital, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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4 Hilda Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Western Hill, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 4 Hilda Street, St. Catharines, ON L2S 1Z8

Estimated Sales Range
$380,000 - $392,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in St. Catharines, ON

For a property listed at $399,900 in St. Catharines, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Western Hill, St. Catharines.

Verified Local Data
City Population62,953
City Median Age40.8 Yrs
City Ownership85% Owners
Avg Area List Price$534,947

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
28%
Other households
4%

Top Ethnic Origins

English30%
Canadian28%
Scottish22%
Irish21%

Best Schools in Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

No secondary schools data loaded.

Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied85%
Rented15%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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