4 Ross Street, St. Catharines, ON

$725,000
MLS#:X12921080
3 beds
3 baths
1500-2000 sqft
7.0 parking
Residential Freehold
4 Ross Street, St. Catharines, ON L2N 3S3
⚠️

Property no longer active

This property was sold on April 20, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 442 - Vine/Linwell. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $725,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 53.74 x 180 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

If you're looking for a cookie cutter home, this isn't it. If you want something truly special then you're going to love what this North End property has to offer! Located just off Parnell Road and minutes from Lake Ontario, this beautifully maintained two storey home sits on a large private lot with ample parking and a setting that's hard to find. Step inside and you're immediately greeted by mid-century character. The slate tile foyer leads into a bright formal living room highlighted by a large picture window that fills the space with natural light. The kitchen offers generous space with an eat-in dining area and opens to a panoramic sitting area overlooking the backyard and pool. A standout feature is the main floor family room with a slate woodburning fireplace and a custom handmade spiral staircase that connects all three levels. The staircase is a true focal point, complemented by custom stained glass windows. This space also features patio doors to the backyard along with a main floor bedroom and two piece bathroom. Upstairs, you'll find two spacious bedrooms with ample closet space and a four piece bathroom. The lower level offers excellent flexibility with separate access from both the spiral staircase and a secondary staircase off the kitchen with side door entry, ideal for in-law potential. This level includes a large rec-room, storage, cold cellar, laundry and a three piece bathroom. The oversized heated garage features its own hydro service and is roughed in for a pool heater. The yard is thoughtfully designed with a private pool area plus a separate green space tucked behind, giving you more usable outdoor space than expected. A rare opportunity to own a home with character, space and versatility in one of the North-end's most desirable locations.

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Property Summary

This detached home located at 4 Ross Street, St. Catharines is currently for sale and has been available on SousaSells for 134 days. This property is listed at $725,000 with an estimated mortgage of $2,413* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 4 Ross Street, St. Catharines is in the 442 - Vine/Linwell neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 442 - Vine/Linwell, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 20, 2026
Sold price information is available to members only
Listed Date3/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementFinished, Full
Lot Size53.74 × 180 Feet
CountyNiagara
Annual Tax$5,528
Legal DescriptionLT 30 PL 329 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total7.0
Parking Space5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4 Ross Street, St. Catharines, ON

Q.What is the asking price for 4 Ross Street, St. Catharines, ON ?

The current listing price for 4 Ross Street, St. Catharines, ON in 442 - Vine/Linwell, St. Catharines is $725,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 4 Ross Street, St. Catharines, ON ?

4 Ross Street, St. Catharines, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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4 Ross Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Ross Street, St. Catharines, ON L2N 3S3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$217,500 (30.0%)
* Minimum Canadian down payment required for this price is $47,500.
Amortization Period30 Years
Estimated Monthly Payment$2,413Based on a loan of $507,500 over 30 years.
Purchase Price$725,000
Loan Amount$507,500
Provincial Land Transfer Tax:$10,975
Total Estimated Closing Taxes:$10,975

About Purchasing a Home in St. Catharines, ON

For a property listed at $725,000 in St. Catharines, the legal minimum down payment is $47,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,975.

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442 - Vine/Linwell, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 442 - Vine/Linwell, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,194,334

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 442 - Vine/Linwell, St. Catharines

Elementary Schools

Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

442 - Vine/Linwell, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.