40 Louisa Street, St. Catharines, ON

$477,500
MLS#:X12500492
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
40 Louisa Street, St. Catharines, ON L2R 2J6
⚠️

Property no longer active

This property was sold on November 17, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $477,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 30 x 98.3 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

" WELL CARED FOR 3 BED & 2 FULL BATH (4PC & 3PC), 1.5 STOREY ENTRY LEVEL HOME WITH DETACHED GARAGE, COVERED FRONT PORCH, WALKING DISTANCE TO MONTOBELLO PARK & DOWNTOWN ON QUIET STREET IS MOVE IN READY" Welcome to 40 Louisa St, St. Catharines, As you approach you come up to the nice covered front porch (great for sitting out on those nice summer evenings). Enter thru the front door and you come into the foyer area with a main floor bed/office on the left and staircase on the right. Continue on off the Foyer, you enter into a spacious sized Living Rm & Dining Rm combination and then off the dining room you have a stunning updated kitchen with plenty of cabinet & counter space with built-in appls. Also on the main level you have a nice 4 pc bath. Once you have completed the main flr, head upstairs and you are met with a bright loft area (great for reading or office) and a huge Master Bedroom with w/i closet area and another good sized bedroom and another updated 3 pc bath. Downstairs you have a full height unfinished basement with laundry area (great for storage or extra living space if finished. Outside you have a nice backyard area with deck and garage, great for kids, pets and bbq's during those summer months. Close to amenities and schools and walking distance to the downtown & 12 mile creek & trails.

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Property Summary

This detached home located at 40 Louisa Street, St. Catharines is currently for sale and has been available on SousaSells for 278 days. This property is listed at $477,500 with an estimated mortgage of $1,589* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 40 Louisa Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 17, 2025
Sold price information is available to members only
Listed Date11/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStucco (Plaster)
BasementFull, Unfinished
Lot Size30 × 98.3 Feet
CountyNiagara
Annual Tax$3,035.05
Legal DescriptionPT LT 31-32 CY PL 62 GRANTHAM AS IN RO705826; S/T & T/W RO796723; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • School
  • School Bus Route
  • Public Transit

Interior Features

  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 40 Louisa Street, St. Catharines, ON

Q.What is the asking price for 40 Louisa Street, St. Catharines, ON ?

The current listing price for 40 Louisa Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $477,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 40 Louisa Street, St. Catharines, ON ?

40 Louisa Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.

Q.What key property features does 40 Louisa Street, St. Catharines, ON offer?

Key property features include: Park, School, School Bus Route, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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40 Louisa Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Louisa Street, St. Catharines, ON L2R 2J6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$143,250 (30.0%)
* Minimum Canadian down payment required for this price is $23,875.
Amortization Period30 Years
Estimated Monthly Payment$1,589Based on a loan of $334,250 over 30 years.
Purchase Price$477,500
Loan Amount$334,250
Provincial Land Transfer Tax:$6,025
Total Estimated Closing Taxes:$6,025

About Purchasing a Home in St. Catharines, ON

For a property listed at $477,500 in St. Catharines, the legal minimum down payment is $23,875 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,025 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,025.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.