40 St. Paul Street, St. Catharines, ON
Property no longer active
This property was sold on November 16, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 Storey/Apt detached located in the coveted neighborhood of 459 - Ridley. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $459,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 0 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 55.8 x 177.8 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: None
- equipped with other central cooling and highly efficient forced air heating via gas
Description
Located in an M1 zoning area, this large lot (57x178) features a spacious backyard with a greenhouse. Situated in a prime commercial location in St. Catharines, the property has great potential. Please note that the rear deck sustained fire damage in 2023, The interior has already been gutted, ready for customization. The property is being sold in 'As-Is' condition. The buyer is advised to conduct due diligence regarding future use and necessary repairs.
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Property Summary
This detached home located at 40 St. Paul Street, St. Catharines is currently for sale and has been available on SousaSells for 367 days. This property is listed at $459,000 with an estimated mortgage of $1,528* per month. It has 0 beds, 0 bathrooms, and is 1100-1500 square feet. 40 St. Paul Street, St. Catharines is in the 459 - Ridley neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 459 - Ridley, St. Catharines.
- •1100-1500 sqft of generous functional square footage
- •Desirable Detached architecture in 459 - Ridley, St. Catharines
- •Convenient parking space for 2.0 vehicles
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- None
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 40 St. Paul Street, St. Catharines, ON
Q.What is the asking price for 40 St. Paul Street, St. Catharines, ON ?
The current listing price for 40 St. Paul Street, St. Catharines, ON in 459 - Ridley, St. Catharines is $459,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 0 bedrooms and 0 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 40 St. Paul Street, St. Catharines, ON ?
40 St. Paul Street, St. Catharines, ON is a Detached (1 Storey/Apt) featuring a Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: None.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Other.
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Pricing & Value Insights
Data-driven valuation for 40 St. Paul Street W, St. Catharines, ON L2S 2C2
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $459,000 in St. Catharines, the legal minimum down payment is $22,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,655 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,655.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.