403 Vine Street, St. Catharines, ON

$2,850,000
MLS#:X13876756
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 403 Vine Street St. Catharines ON listed at $2,850,000 (MLS# X13876756) - Main View
For Sale
Added:Oct 8, 2026(19 days ago)
Updated:Oct 8, 2026(19 days ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Vine/Linwell. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $2,850,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 85.21 x 205.47 ft lot size
  • Convenient covered garage included
  • equipped with no central cooling and highly efficient gas forced air closed heating

Description

Excellent opportunity to acquire a 3,750 SF stand-alone commercial building in a highly visible north St. Catharines location near the busy intersection of Vine Street and Scott Street. The property offers ample on-site parking and approved for conversion to medical office use, providing flexibility for an owner-user, investor or redevelopment opportunity. Planning was close to Site Plan Approval. Environmental assessments have been completed. Ideally situated directly across from Grantham Plaza and surrounded by established residential neighbourhoods, retail, services and amenities. C2 zoning permits a broad range of commercial uses, offering excellent versatility in a well-established commercial area with convenient access to major arterial routes and the QEW Highway.

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Property Summary

This commercial retail located at 403 Vine Street, St. Catharines is currently for sale and has been available for 19 days. This property is listed at $2,850,000 with an estimated mortgage of $9,487* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 403 Vine Street, St. Catharines is in the Vine/Linwell neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Vine/Linwell, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in Vine/Linwell, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
Price$2,850,000
AddedOct 8, 2026 (19 days ago)
UpdatedOct 8, 2026 (19 days ago)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameCOLLIERS INTERNATIONAL NIAGARA LTD.

Property Details

Property Sub-TypeCommercial Retail
Lot Size85.21 Ă— 205.47 Feet
CountyNiagara
Annual Tax$19,624
Legal DescriptionPT LT A TP PL 29 GRANTHAM AS IN RO594301; S/T RO738573; T/W RO195946; S/T GRN47621 ASSIGNED BY RO285314; ST. CATHARINES

Parking & Garage

Garage TypeCovered

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingNo

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Public Transit

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this commercial retail at 403 Vine Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $9,487*/month*. Estimated Ontario Land Transfer Tax: $57,725. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 403 Vine Street, St. Catharines, ON

Q.What is the asking price for 403 Vine Street, St. Catharines, ON ?

The current listing price for 403 Vine Street, St. Catharines, ON in Vine/Linwell, St. Catharines is $2,850,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 403 Vine Street, St. Catharines, ON ?

403 Vine Street, St. Catharines, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Public Transit.

Q.What security features are installed at 403 Vine Street, St. Catharines, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via No.

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Location

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403 Vine Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Vine/Linwell, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 403 Vine Street, St. Catharines, ON L2M 3S6

Estimated Sales Range
$2,708,000 - $2,793,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$855,000 (30.0%)
* Minimum Canadian down payment required for this price is $570,000.
Amortization Period30 Years
Estimated Monthly Payment$9,487Based on a loan of $1,995,000 over 30 years.
Purchase Price$2,850,000
Loan Amount$1,995,000
Provincial Land Transfer Tax:$57,725
Total Estimated Closing Taxes:$57,725

About Purchasing a Home in St. Catharines, ON

For a property listed at $2,850,000 in St. Catharines, the legal minimum down payment is $570,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $57,725 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $57,725.

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Vine/Linwell, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Vine/Linwell, St. Catharines.

Verified Local Data
City Population132,979
City Median Age36.4 Yrs
City Ownership83% Owners
Avg Area List Price$1,009,046

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
54%
Couples without children
24%
Other households
4%

Top Ethnic Origins

English18%
Canadian15%
Indian14%
Pakistani12%

Best Schools in Vine/Linwell, St. Catharines

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

Vine/Linwell, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied83%
Rented17%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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