405 Merritt Street, Unit 11, St. Catharines, ON

$450,000
MLS#:X11943023
2 beds
1 baths
900-999 sqft
1.0 parking
Residential Condo & Other
405 Merritt Street 11, St. Catharines, ON L2P 1P5
⚠️

Property no longer active

This property was sold on April 22, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 456 - Oakdale. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Storage, Water Heater
  • equipped with central air central cooling and highly efficient heat pump heating via electric

Description

Welcome to Unit 11 at 405 Merritt Street, St. Catharines a truly unique 2-bedroom condo nestled within a historic church thoughtfully reimagined into a stunning 15-unit development. Step inside this captivating space to discover an open-concept layout blending modern living with timeless charm. The kitchen and living room boast soaring cathedral ceilings, creating a bright and airy atmosphere that's perfect for relaxing or entertaining. The main floor offers a cozy bedroom, while the second level features a spacious loft, an additional bedroom, and a luxurious 4-piece bathroom. As a resident, you'll have access to a shared rooftop patio a serene outdoor retreat ideal for picnics, gatherings, or simply soaking in the views. The building includes a controlled entrance for added security and peace of mind. Situated within walking distance to an array of shops and restaurants, and just a short drive to the Pen Centre, this condo offers convenience and lifestyle in one beautiful package. Don't miss your chance to own a piece of history with modern-day comfort. Contact us today to schedule your private viewing!

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Property Summary

This condo apartment located at 405 Merritt Street, St. Catharines is currently for sale and has been available on SousaSells for 556 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 2 beds, 1 bathroom, and is 900-999 square feet. 405 Merritt Street, St. Catharines is in the 456 - Oakdale neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 456 - Oakdale, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateApril 22, 2025
Sold price information is available to members only
Listed Date1/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionAluminum Siding, Brick
BasementNone
CountyNiagara
Annual Tax$2,931

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

  • Library
  • Park
  • Place Of Worship
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Storage
  • Water Heater

Security Features

  • Security System
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 405 Merritt Street, Unit 11, St. Catharines, ON

Q.What is the asking price for 405 Merritt Street, Unit 11, St. Catharines, ON ?

The current listing price for 405 Merritt Street, Unit 11, St. Catharines, ON in 456 - Oakdale, St. Catharines is $450,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 900-999 sqft.

Q.What property type and architectural style is 405 Merritt Street, Unit 11, St. Catharines, ON ?

405 Merritt Street, Unit 11, St. Catharines, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 405 Merritt Street, Unit 11, St. Catharines, ON offer?

Key property features include: Library, Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Storage, Water Heater.

Q.What security features are installed at 405 Merritt Street, Unit 11, St. Catharines, ON ?

Security features include: Security System, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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405 Merritt Street, Unit 11, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 405 Merritt Street 11, St. Catharines, ON L2P 1P5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$135,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,500.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $315,000 over 30 years.
Purchase Price$450,000
Loan Amount$315,000
Provincial Land Transfer Tax:$5,475
Total Estimated Closing Taxes:$5,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $450,000 in St. Catharines, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.

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456 - Oakdale, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 456 - Oakdale, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$553,841

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 456 - Oakdale, St. Catharines

Elementary Schools

Ferndale
PublicFerndale Avenue, St. Catharines, Ontario, L2P 1V8
8.7
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Christopher
Public33 Woodrow Street, St. Catharines, Ontario, L2P 2A1
2.7
Applewood
Public130 Woodrow Street, St. Catharines, Ontario, L2P 3T7
10.0

Secondary Schools

No secondary schools data loaded.

456 - Oakdale, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.