405 MERRITT Street, Unit 5, St. Catharines, ON

$325,000
MLS#:X11985203
1 beds
1 baths
500-599 sqft
1.0 parking
Residential Condo & Other
405 MERRITT Street 5, St. Catharines, ON L2P 1P5
⚠️

Property no longer active

This property was sold on March 19, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Other condo apartment located in the coveted neighborhood of 456 - Oakdale. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $325,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 500-599 sqft
  • 1.0 total parking spaces available with a convenient other configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to this stunning 1-bedroom, 1-bathroom apartment condo, perfectly situated in the heart of St. Catharines! Whether you're a first-time buyer or looking to downsize, this beautiful unit, converted in 2019, offers a seamless blend of style and convenience. The moment you step inside, you'll be greeted by soaring high ceilings and an open-concept layout that enhances the sense of space and light. The kitchen has been thoughtfully designed, providing an ideal setting for preparing meals or entertaining guests. The living area is bathed in natural light, creating a bright and airy ambiance that invites relaxation. The bedroom is generously sized and offers a peaceful retreat, while the modern bathroom completes this inviting space that includes in-suite laundry! Located just steps from shopping, dining, and essential amenities, and with easy access to public transit, this condo combines comfort with practicality. A perfect opportunity to enter the real estate market in style don't miss out!

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Property Summary

This condo apartment located at 405 MERRITT Street, St. Catharines is currently for sale and has been available on SousaSells for 528 days. This property is listed at $325,000 with an estimated mortgage of $1,082* per month. It has 1 bed, 1 bathroom, and is 500-599 square feet. 405 MERRITT Street, St. Catharines is in the 456 - Oakdale neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 456 - Oakdale, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • 1 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 500-599 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
500-599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateMarch 19, 2025
Sold price information is available to members only
Listed Date2/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleOther
ConstructionBrick
BasementNone
CountyNiagara
Annual Tax$2,144

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeOther

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 405 MERRITT Street, Unit 5, St. Catharines, ON

Q.What is the asking price for 405 MERRITT Street, Unit 5, St. Catharines, ON ?

The current listing price for 405 MERRITT Street, Unit 5, St. Catharines, ON in 456 - Oakdale, St. Catharines is $325,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately 500-599 sqft.

Q.What property type and architectural style is 405 MERRITT Street, Unit 5, St. Catharines, ON ?

405 MERRITT Street, Unit 5, St. Catharines, ON is a Condo Apartment (Other) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Other).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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405 MERRITT Street, Unit 5, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 405 MERRITT Street 5, St. Catharines, ON L2P 1P5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$97,500 (30.0%)
* Minimum Canadian down payment required for this price is $16,250.
Amortization Period30 Years
Estimated Monthly Payment$1,082Based on a loan of $227,500 over 30 years.
Purchase Price$325,000
Loan Amount$227,500
Provincial Land Transfer Tax:$3,350
Total Estimated Closing Taxes:$3,350

About Purchasing a Home in St. Catharines, ON

For a property listed at $325,000 in St. Catharines, the legal minimum down payment is $16,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,350 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,350.

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456 - Oakdale, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 456 - Oakdale, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$553,841

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 456 - Oakdale, St. Catharines

Elementary Schools

Ferndale
PublicFerndale Avenue, St. Catharines, Ontario, L2P 1V8
8.7
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Christopher
Public33 Woodrow Street, St. Catharines, Ontario, L2P 2A1
2.7
Applewood
Public130 Woodrow Street, St. Catharines, Ontario, L2P 3T7
10.0

Secondary Schools

No secondary schools data loaded.

456 - Oakdale, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.