405 Merritt Street, Unit 10, St. Catharines, ON

$439,900
MLS#:X12143789
2 beds
2 baths
900-999 sqft
1.0 parking
Residential Condo & Other
405 Merritt Street 10, St. Catharines, ON L2P 1P5
⚠️

Property no longer active

This property was sold on June 15, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Loft condo apartment located in the coveted neighborhood of 456 - Oakdale. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • Features a other basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient heat pump heating via gas

Description

NO SIGN ON PROPERTY: Welcome to the St James Church Condo complex, a 6 year old converted open concept Loft unit apartment with vaulted ceilings, gothic style windows, in this century old church boasting a spacious 970 square feet of living space. Galley Kitchen, with quartz counters, built in's with island that seats 2. Great Room, Laundry, 4 piece Bath, and Bedroom on the main level. Huge open loft Primary Bedroom with 2 piece Bath on the upper level. Unit is carpet free. Walk to fabulous restaurants, bars, and shopping. Roof top terrace available for your outside entertaining. 1 surface outside parking space. Lots of visitor parking on the adjacent street next to the condo. This Sophisticated and unique property will impress don't miss out.

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Property Summary

This condo apartment located at 405 Merritt Street, St. Catharines is currently for sale and has been available on SousaSells for 450 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 2 beds, 2 bathrooms, and is 900-999 square feet. 405 Merritt Street, St. Catharines is in the 456 - Oakdale neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 456 - Oakdale, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJune 15, 2025
Sold price information is available to members only
Listed Date5/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleLoft
ConstructionBrick
BasementOther
CountyNiagara
Annual Tax$2,961

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 405 Merritt Street, Unit 10, St. Catharines, ON

Q.What is the asking price for 405 Merritt Street, Unit 10, St. Catharines, ON ?

The current listing price for 405 Merritt Street, Unit 10, St. Catharines, ON in 456 - Oakdale, St. Catharines is $439,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 900-999 sqft.

Q.What property type and architectural style is 405 Merritt Street, Unit 10, St. Catharines, ON ?

405 Merritt Street, Unit 10, St. Catharines, ON is a Condo Apartment (Loft) featuring a Other basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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405 Merritt Street, Unit 10, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 405 Merritt Street 10, St. Catharines, ON L2P 1P5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$131,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,995.
Amortization Period30 Years
Estimated Monthly Payment$1,464Based on a loan of $307,930 over 30 years.
Purchase Price$439,900
Loan Amount$307,930
Provincial Land Transfer Tax:$5,273
Total Estimated Closing Taxes:$5,273

About Purchasing a Home in St. Catharines, ON

For a property listed at $439,900 in St. Catharines, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.

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456 - Oakdale, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 456 - Oakdale, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$553,841

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 456 - Oakdale, St. Catharines

Elementary Schools

Ferndale
PublicFerndale Avenue, St. Catharines, Ontario, L2P 1V8
8.7
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Christopher
Public33 Woodrow Street, St. Catharines, Ontario, L2P 2A1
2.7
Applewood
Public130 Woodrow Street, St. Catharines, Ontario, L2P 3T7
10.0

Secondary Schools

No secondary schools data loaded.

456 - Oakdale, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.