409 Niagara Street, Unit 14, St. Catharines, ON

$574,000
MLS#:X12420547
3 beds
3 baths
900-999 sqft
2.0 parking
Residential Condo & Other
409 Niagara Street 14, St. Catharines, ON L2M 4V9
⚠️

Property no longer active

This property was sold on February 9, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of 444 - Carlton/Bunting. Expertly crafted featuring premium brick and brick front construction, this residence presents an exceptional opportunity offered at $574,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 900-999 sqft
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this stunning bungalow townhouse end unit in desirable north end St. Catharines, where convenience meets comfort, an intimate collection of 20 units, is tucked away, ensuring exceptional privacy and tranquility. This home offers the ease of single floor living with a finished lower level, perfect for guests, a home office or extra living space. The main floor features rich hardwood floors and vaulted ceiling great room, creating a spacious and inviting atmosphere. The open concept living and dining area, complete with a cozy corner gas fireplace, ideal for family functions and entertaining. A two-piece powder room is also located on this level. The kitchen is a chef's dream boasting custom cabinetry, stone countertops, tile backsplash, under cabinet lighting, pantry, and a centre island with a counter bar area. It comes equipped with a stainless-steel gas stove, refrigerator, and dishwasher. Off the kitchen is the main floor laundry with stackable washer dryer and convenient access to the garage. Doors from the great room lead out to 10' x 9' raised deck. The main floor master suite provides a peaceful retreat with double closets, and 3pc ensuite with walk in shower. The finished lower level offers a generous family room, two additional bedrooms and den/office, and a 4 - piece bathroom. With a total of 1,800 square feet of finished living space, this home provides ample room for all your needs. Just a short walk from major shopping centres. Grass cutting and snow removal included, don't miss this opportunity to enjoy a care free lifestyle. Immediate occupancy. Call for your private showing now!

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Property Summary

This townhouse located at 409 Niagara Street, St. Catharines is currently for sale and has been available on SousaSells for 317 days. This property is listed at $574,000 with an estimated mortgage of $1,911* per month. It has 3 beds, 3 bathrooms, and is 900-999 square feet. 409 Niagara Street, St. Catharines is in the 444 - Carlton/Bunting neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 444 - Carlton/Bunting, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateDecember 19, 2025
Sold price information is available to members only
Listed Date9/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionBrick, Brick Front
BasementFinished
CountyNiagara
Annual Tax$5,200.4

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • In-Law Capability
  • Sump Pump

Security Features

  • Alarm System
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 409 Niagara Street, Unit 14, St. Catharines, ON

Q.What is the asking price for 409 Niagara Street, Unit 14, St. Catharines, ON ?

The current listing price for 409 Niagara Street, Unit 14, St. Catharines, ON in 444 - Carlton/Bunting, St. Catharines is $574,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 900-999 sqft.

Q.What property type and architectural style is 409 Niagara Street, Unit 14, St. Catharines, ON ?

409 Niagara Street, Unit 14, St. Catharines, ON is a Condo Townhouse (Bungalow) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, In-Law Capability, Sump Pump.

Q.What security features are installed at 409 Niagara Street, Unit 14, St. Catharines, ON ?

Security features include: Alarm System, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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409 Niagara Street, Unit 14, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 409 Niagara Street 14, St. Catharines, ON L2M 4V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$172,200 (30.0%)
* Minimum Canadian down payment required for this price is $32,400.
Amortization Period30 Years
Estimated Monthly Payment$1,911Based on a loan of $401,800 over 30 years.
Purchase Price$574,000
Loan Amount$401,800
Provincial Land Transfer Tax:$7,955
Total Estimated Closing Taxes:$7,955

About Purchasing a Home in St. Catharines, ON

For a property listed at $574,000 in St. Catharines, the legal minimum down payment is $32,400 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,955 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,955.

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444 - Carlton/Bunting, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 444 - Carlton/Bunting, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$506,954

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 444 - Carlton/Bunting, St. Catharines

Elementary Schools

Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
E I McCulley
Public16 Berkley Drive, St. Catharines, Ontario, L2M 6B8
6.5
Canadian Martyrs
Public502 Scott Street, St. Catharines, Ontario, L2M 3X2
5.8
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6

Secondary Schools

No secondary schools data loaded.

444 - Carlton/Bunting, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.