41 Ottawa Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium stucco (plaster) and other construction, this residence presents an exceptional opportunity offered at $485,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 28.8 x 140.25 ft lot
- Features a separate entrance, full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- Ample parking with 1.0 garage spaces (5.0 total parking spaces) with a convenient detached configuration
- Notable attributes: Carpet Free, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 41 Ottawa Street! This charming semi-detached family home offers character, space, parking, a garage, and a fantastic 140-foot-deep lot. The bright sunroom welcomes you into the spacious main floor featuring an open-concept living room, dining room, and kitchen with high ceilings and plenty of natural light. A convenient 2-piece bath is located at the rear entrance. Step outside to the fully fenced backyard with a two-tiered deck and pond, offering a great space to relax and entertain. Upstairs features 3 bedrooms and a 4-piece bath, including a spacious primary bedroom with a full wall of organized closets. The dry and finished lower level offers additional living space, a full laundry room, with walk-out access through the separate entrance. Driveway parking for 4 cars and a full-size garage complete the package. Great location and plenty of space for the whole family! (Updates include furnace and a/c 2018, kitchen floors, counters, sink and faucet 2024, powder room 2024, vanity and toilet in upper bathroom 2023, back door and washer 2024, dishwasher and dryer 2025, garage roof 2020).
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Property Summary
This detached home located at 41 Ottawa Street, St. Catharines is currently for sale and has been available for 87 days. This property is listed at $485,900 with an estimated mortgage of $1,617* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 41 Ottawa Street, St. Catharines is in the Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.
- •3 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •700-1100 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Fenced Yard
- Library
- Park
- Place Of Worship
- Public Transit
- School Bus Route
Interior Features
- Carpet Free
- Storage
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Catharines?
If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 3-bedroom semi-detached at 41 Ottawa Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Catharines Buyer Budget & Costs
Estimated mortgage: $1,617*/month*. Estimated Ontario Land Transfer Tax: $6,193. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Catharines
Frequently Asked Questions about 41 Ottawa Street, St. Catharines, ON
Q.What is the asking price for 41 Ottawa Street, St. Catharines, ON ?
The current listing price for 41 Ottawa Street, St. Catharines, ON in Downtown, St. Catharines is $485,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.
Q.What property type and architectural style is 41 Ottawa Street, St. Catharines, ON ?
41 Ottawa Street, St. Catharines, ON is a Semi-Detached (2-Storey) featuring a Separate Entrance, Full, Finished basement.
Q.What key property features does 41 Ottawa Street, St. Catharines, ON offer?
Key property features include: Fenced Yard, Library, Park, Place Of Worship, Public Transit, School Bus Route.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Storage.
Q.Is parking available at this property?
Yes, this property offers parking space for 5.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Downtown, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 41 Ottawa Street, St. Catharines, ON L2R 1Z2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $485,900 in St. Catharines, the legal minimum down payment is $24,295 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,193 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,193.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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