42 Thomas Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $490,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 33.25 x 110 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Workbench, Sump Pump, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Built in 1909, this timeless century home is rich in character, craftsmanship, and history while offering the space and updates today's families are looking for.From the moment you arrive, you'll be captivated by its classic curb appeal, inviting front porch, and undeniable charm. Inside, original details blend effortlessly with modern comforts, creating a home that feels warm, welcoming, and full of personality.The thoughtfully designed main floor offers an elegant formal dining room, a bright and spacious living room, and a cozy family room, providing the perfect balance of everyday living and entertaining. At the heart of the home is the inviting kitchen, complete with ample cabinetry and workspace. Just off the kitchen, you'll discover the original back staircase, a rare architectural feature that beautifully showcases the home's rich heritage and timeless appealUpstairs, you'll find four generously sized bedrooms, while the walk-up attic presents an incredible opportunity to create additional living space. Whether you envision a primary retreat, home office, children's playroom, studio, or loft, this unfinished space is ready for your imagination.The enclosed wraparound porch extends your living space and offers the perfect spot to enjoy your morning coffee or unwind after a long day.Step outside to a fully fenced backyard, where the new deck creates the ideal setting for summer barbecues, entertaining guests, or relaxing with family. The professionally landscaped front yard (2025) , exterior doors (2025) roof replaced in 2019 .Ideally located in a mature, family-friendly neighbourhood close to schools, Montebello Park, The Preforming Arts Centre, downtown shopping & restaurants, minutes to QEW & 406. this home offers the perfect blend of historic charm, modern updates, and future potential.Homes like this are a rare find. Built to stand the test of time.
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Property Summary
This detached home located at 42 Thomas Street, St. Catharines is currently for sale and has been available on SousaSells for 3 days. This property is listed at $490,000 with an estimated mortgage of $1,631* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 42 Thomas Street, St. Catharines is in the 451 - Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.
- •4 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Park
- Place Of Worship
- School
- Hospital
- Arts Centre
- Public Transit
Interior Features
- Workbench
- Sump Pump
- Storage
- Other
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 42 Thomas Street, St. Catharines, ON
Q.What is the asking price for 42 Thomas Street, St. Catharines, ON ?
The current listing price for 42 Thomas Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $490,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 42 Thomas Street, St. Catharines, ON ?
42 Thomas Street, St. Catharines, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.
Q.What key property features does 42 Thomas Street, St. Catharines, ON offer?
Key property features include: Park, Place Of Worship, School, Hospital, Arts Centre, Public Transit.
Q.What interior features are included in this home?
Interior highlights include: Workbench, Sump Pump, Storage, Other.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 42 Thomas Street, St. Catharines, ON L2R 6L9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $490,000 in St. Catharines, the legal minimum down payment is $24,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,275 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,275.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.