42 Union Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 38.48 x 155.24 ft lot
- Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Approved shovel-ready triplex development opportunity in St. Catharines! Calling all investors ,builders, and savvy buyers. This is a rare chance to begin construction immediately with an approved triplex permit already in hand, avoiding months of planning delays and significant soft costs. Plans are completed for approximately 3,900-4,000 sqft of total build, designed as three self-contained residential units featuring efficient layouts, multiple washrooms, and modern exterior elevations tailored for strong rental appeal. Ideal for investors seeking long-term hold cash flow, a BRRRR strategy, or builders looking for a ready-to-go project with approvals secured and equally attractive for a buyer looking to live in one unit and rent the other two for supplemental income. Situated in a desirable neighbourhood close to schools, Montessori and childcare centres, parks, public transit, shopping, and everyday amenities, with convenient access to downtown St. Catharines, Brock University, the Pen Centre, and major routes. A turnkey multi-unit opportunity in a growing rental market.
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 42 Union Street, St. Catharines, ON L2S 2R2
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $479,900 in St. Catharines, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.