43 Albert Street, St. Catharines, ON

$619,900
MLS#:X12871846
4 beds
2 baths
1500-2000 sqft
1.0 parking
Residential Freehold
43 Albert Street, St. Catharines, ON L2R 2G8
⚠️

Property no longer active

This property was sold on March 25, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $619,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 32 x 91.56 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A three-storey character home offering over 1,900 sq. ft. above grade plus valuable additional finished living space in the lower level, along with dedicated parking -a rare opportunity within this neighbourhood. The finished basement includes a bathroom and flexible rec space, ideal for extended family, teens, guests, or future rental potential - an uncommon feature in homes of this era. Set along a mature stretch of Albert known for its well-kept properties and long-standing pride of ownership, this home blends timeless architecture with thoughtful updates. Inside, original woodwork and classic trim preserve the character, while large windows flood the principal rooms with natural light. The main floor features a formal living room, spacious dining area, and a chef-inspired stainless steel kitchen with access to the rear deck for easy entertaining. The second level offers generous bedrooms with excellent storage. The entire third floor is dedicated to a vaulted primary retreat with expansive windows and an elevated, light-filled feel - a standout feature rarely seen in this neighbourhood. Outside, enjoy a fully fenced backyard surrounded by greenery, a welcoming elevated front porch perfect for evening chats, and a rare mutual driveway with dedicated parking. With its size, finished basement with bath, third-storey vaulted primary wing, driveway access, and preserved character details, this home stands apart. Minutes to downtown, major highways, schools, shopping, and Brock University.

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Property Summary

This detached home located at 43 Albert Street, St. Catharines is currently for sale and has been available on SousaSells for 149 days. This property is listed at $619,900 with an estimated mortgage of $2,063* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 43 Albert Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 25, 2026
Sold price information is available to members only
Listed Date3/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionStucco (Plaster), Vinyl Siding
BasementFull, Partially Finished
Lot Size32 × 91.56 Feet
CountyNiagara
Annual Tax$3,745
Legal DescriptionPT LT 43-44 CY PL 9 GRANTHAM AS IN RO698627 T/W & S/T RO698627; ST. CATHARINES

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Library
  • Public Transit
  • Place Of Worship
  • Wooded/Treed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 43 Albert Street, St. Catharines, ON

Q.What is the asking price for 43 Albert Street, St. Catharines, ON ?

The current listing price for 43 Albert Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $619,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 43 Albert Street, St. Catharines, ON ?

43 Albert Street, St. Catharines, ON is a Detached (3-Storey) featuring a Full, Partially Finished basement.

Q.What key property features does 43 Albert Street, St. Catharines, ON offer?

Key property features include: Hospital, Library, Public Transit, Place Of Worship, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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43 Albert Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 43 Albert Street, St. Catharines, ON L2R 2G8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$185,970 (30.0%)
* Minimum Canadian down payment required for this price is $36,990.
Amortization Period30 Years
Estimated Monthly Payment$2,063Based on a loan of $433,930 over 30 years.
Purchase Price$619,900
Loan Amount$433,930
Provincial Land Transfer Tax:$8,873
Total Estimated Closing Taxes:$8,873

About Purchasing a Home in St. Catharines, ON

For a property listed at $619,900 in St. Catharines, the legal minimum down payment is $36,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,873 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,873.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.