43 Church Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable office located in the coveted neighborhood of 451 - Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $329,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 0 Bedrooms and 0 Bathrooms
- Premium 107.04 x 295.73 ft lot size
- Convenient underground garage included
- equipped with yes central cooling and highly efficient gas hot water heating
Description
Own a fully leased commercial condo in the heart of downtown St. Catharines , an exceptional investment opportunity at Suite 203 , 43 Church Street. Secured with a multi year lease, until July 31, 2028, to a AAA tenant, this property delivers immediate, reliable income with an attractive cap rate. Condo area 1892.8 sq. ft., Leasable area 2250 sq ft. Base Rent $10 / sq ft. +TMI $13.19 /sq ft. , Common Fees are $1468.83, Property Taxes for 2025 are $8134.35. One Tandem parking and included: Unit #21. This beautifully designed office space offers a bright, modern, and highly functional layout in the vibrant Downtown Core. The open concept workspace is flooded with natural light through expansive windows and includes a professional reception area, and the convenience of underground parking. Ideal for investors seeking stable returns, this versatile commercial condo is well-suited for professional offices, service based businesses, or medical related uses. Positioned steps from restaurants, bars, the Courthouse, City Hall , shopping, and countless amenities. This prime location enhances both tenant appeal and long term value.
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Pricing & Value Insights
Data-driven valuation for 43 Church Street 203, St. Catharines, ON L2R 7E1
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About Purchasing a Home in St. Catharines, ON
For a property listed at $329,000 in St. Catharines, the legal minimum down payment is $16,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,410 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,410.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.