434 Lake Street, St. Catharines, ON

$550,000
MLS#:X12897416
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 434 Lake Street St. Catharines ON listed at $550,000 (MLS# X12897416) - Main View
For Sale
Added:Mar 18, 2026(238 days ago)
Updated:Sep 30, 2026(42 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable sale of business located in the coveted neighborhood of Lakeport. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Spacious lot size measured in Feet
  • Convenient outside/surface garage included
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Great opportunity for Good Income and High Volume Convenience Store Combined with 2 Shop in Shop: 1) Fast food "SanaGril l(Shawarma)" and 2) Ice Cream Parlor "Frost and Rollz Ice Cream"(Seasonal), High Volume Convenience Store, Weekly Sales:$15,000-$20,000 + Shawarma Sales: $500-$700/W, +Ice Cream Sales: $20,000/Y, Other income: 1) Lotto Commission: $4,000/M, 2) ATM: $700/M, 3) BTC Rebates: $370/M, 4) UPS/PUDo $500/M, Tobacco Portion: 30% (w/8% CigarSales), N.O.I: $270,000-$290,000, Gross Rent: $6,123(W/TMI), Space: 2,885 Sq Ft, Lease Term: 2.5+ 2x5, 3 Schools Nearby. very Busy Shopping Plaza w/Ample Parking. More Detailed FS information can be provided to serious buyer(s).

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Property Summary

This sale of business located at 434 Lake Street, St. Catharines is currently for sale and has been available for 238 days. This property is listed at $550,000 with an estimated mortgage of $1,831* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 434 Lake Street, St. Catharines is in the Lakeport neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Lakeport, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Sale Of Business architecture in Lakeport, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
Price$550,000
AddedMar 18, 2026 (238 days ago)
UpdatedSep 30, 2026 (42 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE REAL ESTATE SERVICES LTD.

Property Details

Property Sub-TypeSale Of Business
CountyNiagara
Annual Tax$0
Legal DescriptionO/A Big Bee Convenience

Parking & Garage

Garage TypeOutside/Surface

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this sale of business at 434 Lake Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

Browse all verified St. Catharines real estate listings, compare active St. Catharines houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,831*/month*. Estimated Ontario Land Transfer Tax: $7,475. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 434 Lake Street, St. Catharines, ON

Q.What is the asking price for 434 Lake Street, St. Catharines, ON ?

The current listing price for 434 Lake Street, St. Catharines, ON in Lakeport, St. Catharines is $550,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 434 Lake Street, St. Catharines, ON ?

434 Lake Street, St. Catharines, ON is a Sale Of Business () featuring a basement.

Q.What security features are installed at 434 Lake Street, St. Catharines, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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434 Lake Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Lakeport, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 434 Lake Street, St. Catharines, ON L2N 4H4

Estimated Sales Range
$523,000 - $539,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $385,000 over 30 years.
Purchase Price$550,000
Loan Amount$385,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $550,000 in St. Catharines, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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Lakeport, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lakeport, St. Catharines.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$573,293

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Lakeport, St. Catharines

Elementary Schools

Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

No secondary schools data loaded.

Lakeport, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$550,000

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