45 Parker Street, St. Catharines, ON

$464,900
MLS#:X13639256
2 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
45 Parker Street, St. Catharines, ON L2S 1C7

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $464,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 35 x 105 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Park yourself at Parker! The perfect opportunity for first-time buyers looking to join the home ownership club in the most turn-key of ways, this charming 1.5-story cutie has been re-loved from top to bottom, inside and out. Siding, roof, windows, kitchen, bathrooms, HVAC, and all appliances updated within the last 5 years. Centrally located on a quiet dead-end street complete with playground, 45 Parker Street provides all the conveniences of living centrally in the city. Step inside to all the natural light, making the already fresh and clean space feel light and bright. The recently finished kitchen flows perfectly into the breakfast nook and living room, with a primary bedroom and a 4-piece bathroom completing the layout. Step upstairs to discover a spacious bedroom suite with a 4-piece ensuite, a large nook that makes clever use of the footprint and would make a perfect home office or nursery, plus a laundry space for ease and comfort. The fully finished basement makes for a cozy rec room, ample storage, or a kids' playroom, while the options for the insulated garage are endless: a studio space, home gym, workshop, man cave, or a very nice place to park your car! Garden to your heart's content in the large, full sun backyard, grill on the darling deck located directly off the kitchen, or entertain in what could easily be a dreamy backyard oasis. Hike the trails at 12 Mile Creek, walk to Rotary Park as a family, grab a hot slice from The Pizza Company, or zip conveniently anywhere in the city; this is your chance!

Upcoming Open Houses

Sunday, August 9, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 45 Parker Street, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $464,900 with an estimated mortgage of $1,547* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 45 Parker Street, St. Catharines is in the 458 - Western Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 458 - Western Hill, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementFinished
Lot Size35 × 105 Feet
CountyNiagara
Annual Tax$3,321
Legal DescriptionLT 173 TP PL 94 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 45 Parker Street, St. Catharines, ON

Q.What is the asking price for 45 Parker Street, St. Catharines, ON ?

The current listing price for 45 Parker Street, St. Catharines, ON in 458 - Western Hill, St. Catharines is $464,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 45 Parker Street, St. Catharines, ON ?

45 Parker Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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45 Parker Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Parker Street, St. Catharines, ON L2S 1C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$139,470 (30.0%)
* Minimum Canadian down payment required for this price is $23,245.
Amortization Period30 Years
Estimated Monthly Payment$1,547Based on a loan of $325,430 over 30 years.
Purchase Price$464,900
Loan Amount$325,430
Provincial Land Transfer Tax:$5,773
Total Estimated Closing Taxes:$5,773

About Purchasing a Home in St. Catharines, ON

For a property listed at $464,900 in St. Catharines, the legal minimum down payment is $23,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,773 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,773.

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458 - Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 458 - Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$626,682

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 458 - Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

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458 - Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.