46 York Street, St. Catharines, ON

$399,000
MLS#:X12009933
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
46 York Street, St. Catharines, ON L2R 6C3
⚠️

Property no longer active

This property was sold on March 22, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 33 x 104 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: None
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Welcome to 46 York St! This warm and inviting 3-bedroom, 2-bathroom home is just minutes from downtown St. Catharines and offers the perfect blend of character, charm and convenience. Step inside to find an enclosed front porch, an ideal spot to enjoy your morning coffee or unwind with a good book at the end of the day. The spacious eat-in kitchen provides ample room for family meals and entertaining, while the cozy living room features a gas fireplace, adding warmth and charm. A convenient 2-piece powder room completes the main floor. Upstairs, you will find three bright bedrooms with original hardwood floors and large windows, flooding the space with natural light. A 4-piece bathroom serves the upper level. Outside, the covered back porch overlooks a beautifully landscaped backyard filled with lush perennials, creating a peaceful retreat. The basement offers additional potential, featuring a second gas fireplace and a rough-in, ready for future finishes. Situated close to downtown amenities, public transit, parks, schools, and quick access to the 406 and QEW, this home is a fantastic opportunity for first-time buyers, investors, or those looking to downsize. Do not miss your chance to see this charming home - book your showing today!

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Property Summary

This detached home located at 46 York Street, St. Catharines is currently for sale and has been available on SousaSells for 514 days. This property is listed at $399,000 with an estimated mortgage of $1,328* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 46 York Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 22, 2025
Sold price information is available to members only
Listed Date3/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStucco (Plaster)
BasementFull, Partially Finished
Lot Size33 × 104 Feet
CountyNiagara
Annual Tax$3,315.39
Legal DescriptionPT LT 20 CY PL 9 GRANTHAM AS IN RO678959; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 46 York Street, St. Catharines, ON

Q.What is the asking price for 46 York Street, St. Catharines, ON ?

The current listing price for 46 York Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $399,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 46 York Street, St. Catharines, ON ?

46 York Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Full, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

Location

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46 York Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 46 York Street, St. Catharines, ON L2R 6C3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$119,700 (30.0%)
* Minimum Canadian down payment required for this price is $19,950.
Amortization Period30 Years
Estimated Monthly Payment$1,328Based on a loan of $279,300 over 30 years.
Purchase Price$399,000
Loan Amount$279,300
Provincial Land Transfer Tax:$4,460
Total Estimated Closing Taxes:$4,460

About Purchasing a Home in St. Catharines, ON

For a property listed at $399,000 in St. Catharines, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.